If you do medicare sign-up wrong, it will cost you

 

Source: Mark Miller - N.Y. Times ( Paid Registration )

Medicare requires enrollees to sign up during a limited window before and after their 65th birthday. Failing to do so leads to stiff late-enrollment penalties that continue for life, and potentially expensive, long waits for coverage to begin. There is one major exception: People who are still employed when they turn 65 can stay with employer-provided group coverage.

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