Source: Christine Dugas, USA Today

The shaky economy and sickly housing market have prompted some parents to engage in risky financial behavior: raiding their retirement savings to pay their children's college tuition. "Because of the loss of home equity and the tighter credit market, families are eyeing their retirement funds for other uses," says Kent Allison, a partner at PricewaterhouseCoopers' financial education practice. But that, say financial planners, is not a good move because:

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