Ways a housing counselor can help a first-time home buyer

 

Source: Michele Lerner, Washington Post ( Paid Registration )

Housing counselors review your credit score and help you create an action plan to deal with any discrepancies in your credit report.

Counselors debunk home-buying myths, such as that a 20 percent down payment is needed when, in fact, there are programs that require much less.

Housing counselors can determine how much house you can afford based on your income and other debts.

 

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