Debit card overdrafts can cost you big bucks

Source: Consumer Reports

The overdraft program on your debit card lets you, for example, buy a $3 latte at the local java joint even when your account is out of funds. Sounds like a nice perk from your bank, right? But it's not, when you consider that your bank likely tacks on a fee--up to $35--whenever you spend more than you have in your account.

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