Test-drive retirement before taking it on the road

Source: Christine Dugas, USA TODAY

As baby boomers are moving toward retirement, they are often called the silver tsunami. The nation's largest generation grew up in the turbulent time of civil rights, rock music and counter culture, and now they are unwilling to settle for the retirement that their parents had. But there is a dilemma. Most of the boomers turning 66 — the traditional first year of retirement — have not decided what their retirement future should be like. And they face many financial risks as they approach their golden years.

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