Released: August 31, 2013

Why get health insurance in the state marketplaces?

Source: Chris I. Young - US News

The Affordable Care Act calls for everyone to be insured in 2014, and sets a financial penalty if you don't get insured. Some healthy people may weigh buying insurance (with a monthly premium) versus taking this penalty. A range of options is available in your state's official marketplace. Each state's marketplace offers plans that come with different amounts of coverage and benefits. Also, if your income falls below a certain amount, you can qualify for a subsidy on monthly premiums, which can help you afford a more expensive plan.

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