Action Center


Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.



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The Action Center features tools to help you advocate for yourself and others. Learn more about the key features and advantages of the Take Action Center and how you can communicate effectively with your elected officials and build grassroots momentum. Learn More…


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National Action

Tell Congress: It’s time for Wall Street to pay its fair share!

Date: Fri, November 01, 2019

Sign Now

Let’s urge lawmakers to pass a tiny tax on wealthy stock traders who buy and sell millions of shares in an instant, rake in the profits and pay no tax on those trades. If they paid just a fraction of 1% of traded dollars in taxes—around 10 cents on every $100—imagine how many critical programs could be funded for working families. If you agree, please join other Americans who say it’s time for Wall Street to pay its fair share of taxes.
 

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National Action

Crack down on unfair bank overdraft fees

Date: Mon, September 30, 2019

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Overdraft fees currently cost consumers an egregious $15 billion per year, according to the Consumer Financial Protection Bureau. The Overdraft Protection Act of 2019 (HR 4254) aims to crack down on unfair bank overdraft fees.

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National Legislation

S 1389: Loan Shark Prevention Act

Sponsor: Bernie Sanders [D-VT] on 2019-05-19
https://www.govtrack.us/congress/bills/116/s1389

More Info

This bill would protect consumers burdened with exorbitant interest rates on credit cards, payday and other loans by imposing a 15% federal cap.

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National Legislation

S 1826: DO NOT Call Act

Sponsor: Catherine Cortez Masto [D-NV] on 2019-06-13
https://www.govtrack.us/congress/bills/116/s1826

More Info

This legislation would strengthen the penalties for telemarketers, scammers and others who violate the Telephone Consumer Protection Act of 1993 (TCPA). Initiating a robocall without the consent of the individual being called is outlawed under the TCPA.

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National Legislation

HR 2683: Unsubscribe Act of 2019

Sponsor: Mark Takano [D-CA] on 2019-05-10
https://www.govtrack.us/congress/bills/116/hr2683

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The Unsubscribe Act would protect consumers from misleading online marketing that traps them in costly automatic monthly shipments known as a negative-option offers. This bill would force companies to get consumers' explicit permission before charging them.

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National Legislation

HR 1500: Consumers First Act

Sponsor: Maxine Waters [D-CA] on 2019-03-05
https://www.govtrack.us/congress/bills/116/hr1500

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This bill would ensure that the Consumer Financial Protection Bureau (CFPB) is able to fulfill its statutory mission to put consumers first, by restoring and protecting its supervisory and enforcement powers.

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National Legislation

S 867: PROTECT Students Act of 2019

Sponsor: Margaret “Maggie” Hassan [D-NH] on 2019-03-26
https://www.govtrack.us/congress/bills/116/s867

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A bill to improve oversight and accountability of institutions of higher education (particularly for-profit colleges) and protect students and borrowers by codifying the gainful employment and borrower defense rules.

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National Legislation

S 888: Understanding the True Cost of College Act

Sponsor: Charles “Chuck” Grassley [R-OH] on 2019-03-29
https://www.govtrack.us/congress/bills/116/s888

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This bill offers commonsense solutions to create consistency and clarity in financial aid communications (offer letters) to students, particularly with regards to the amount and type of aid offered and the obligations associated with said aid.

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National Legislation

S1178: Safety is Not for Sale Act

Sponsor: Edward Markey (D-MA) on 2019-04-11
https://www.govtrack.us/congress/bills/116/s1178

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A bill to require aircraft manufacturers to offer or provide non-required safety enhancing equipment of an aircraft without additional charge to an air carrier.

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California Legislation

Oppose AB 1366: VOIP phone users deserve basic protections

Sponsor: Lorena Gonzalez on 2019-2-22

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AB 1366 seekd to extend a loophole allowing IP-enabled services like VOIP from state regulation. All voice providers that offer the public the vital link to 9-1-1 must once again be required to provide reliable service and consumer protections, and this bill should be opposed.