Action Center


Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.



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The Action Center features tools to help you advocate for yourself and others. Learn more about the key features and advantages of the Take Action Center and how you can communicate effectively with your elected officials and build grassroots momentum. Learn More…


Legislative Positions

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Support

S 2833: Veterans and Consumers Fair Credit Act

Sponsor: Senator Merkley (D-OR) on 2019-11-12
https://www.votervoice.net/ConsumerAction/Campaigns/69689/Respond

Write Congress

This legislation would extend financial protections that currently apply only to active duty servicemembers (through the Military Lending Act, which caps interest rates on loans at 36%) to all consumers.

Oppose

S 1116: Balancing the Rights of Web Surfers Equally and Responsibly (BROWSER) Act

Sponsor: Marsha Blackburn (R-TN) on 2019-04-10
https://www.govtrack.us/congress/bills/116/s1116

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The BOWSER Act is an insufficient consumer privacy bill that places the burden of protecting their online data on consumers (rather than the corporations collecting it). It offers no protections for civil rights violations, nor does it enable states or individuals to take private action to enforce any data privacy…

Support

S 2968: Consumer Online Privacy Rights Act (COPRA)

Sponsor: Maria Cantwell (D-WA) on 2019-12-03
https://www.govtrack.us/congress/bills/116/s2968

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This bill would provide consumers with basic online data privacy rights, create the mechanisms by which government would ensure that corporations use consumer data appropriately, and allow the enforcement of any new rules.  

Support

S 2220: Open and Responsive Government Act

Sponsor: Chuck Grassley (R-IA) on 2019-07-23
https://www.govtrack.us/congress/bills/116/s2220

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If passed, this bill would ensure that watchdog organizations, the media and the public retain access to vital information of public interest that they’ve historically been able to obtain through the Freedom of Information Act (FOIA).

Oppose

S 2685: Consumer Credit Control Act of 2019

Sponsor: Jack Reed (D-RI) on 2019-10-23
https://www.govtrack.us/congress/bills/116/s2685

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This bill would amend the Fair Credit Reporting Act to give consumers control over when and how their consumer reports are shared by credit bureaus.

Oppose

S 1895: Lower Health Care Costs Act (Section 205)

Sponsor: Lamar Alexander (R-TN) on 2019-06-19
https://www.govtrack.us/congress/bills/116/s1895

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While this legislation would encourage production of less expensive generic medications, as well as transparency in the prescription supply chain, we oppose section 205 of the bill because it would restrict access to air medical services (which is particularly concerning for patients in rural areas during medical emergencies).

Support

S 1002: Affordable Loans for Any Student Act

Sponsor: Ed Merkely (D-OR) on 2019-04-03
https://www.govtrack.us/congress/bills/116/s1002

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This comprehensive legislation would ensure affordable and simple income-based repayment plans for federal student loan borrowers.

Support

S 1414: The Student Borrower Bankruptcy Relief Act of 2019

Sponsor: Richard Durbin (D-IL) on 2019-05-09
https://www.govtrack.us/congress/bills/116/s1414

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Unlike gambling, credit card and mortgage debt, student loan debt cannot be discharged by filing for bankruptcy. This legislation would eliminate the section of the bankruptcy code that makes private and federal student loans nondischargeable.

Support

S 608: Court Legal Access and Student Support (CLASS) Act

Sponsor: Richard Durbin (D-IL) on 2019-02-28
https://www.govtrack.us/congress/bills/116/s608

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The CLASS Act would protect students’ rights to hold for-profit colleges accountable in court for defrauding them, by prohibiting any school that receives government (Title IV) student aid funding from forcing students into arbitration (or taking away their right to pursue a class action lawsuit).

Support

HR 5066: Tax Excessive CEO Pay Act of 2019

Sponsor: Barbara Lee (D-CA) on 2019-11-13
https://www.govtrack.us/congress/bills/116/hr5066

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Tax Excessive CEO Pay Act of 2019 This bill requires an increase in the corporate income tax rate based upon the ratio of compensation paid to the corporation's highest paid employee to median worker compensation. The pay ratios range from greater than 50 to 1 (0.5% increase) to greater than…

Support

S 2849: Tax Excessive CEO Pay Act of 2019

Sponsor: Bernard Sanders [I-VT] on 2019-11-13
https://www.govtrack.us/congress/bills/116/s2849

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A bill to amend the Internal Revenue Code of 1986 to impose a corporate tax rate increase on companies whose ratio of compensation of the CEO or other highest paid employee to median worker compensation is more than 50 to 1, and for other purposes.

Support

S 2155: Stop Wall Street Looting Act

Sponsor: Elizabeth Warren [D-MA] on 2019-07-17
https://www.govtrack.us/congress/bills/116/s2155

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A bill to require the Securities and Exchange Commission to issue rules requiring private funds to publicly disclose certain information, and for other purposes.

Support

S 1389: Loan Shark Prevention Act

Sponsor: Bernie Sanders [D-VT] on 2019-05-19
https://www.govtrack.us/congress/bills/116/s1389

More Info

This bill would protect consumers burdened with exorbitant interest rates on credit cards, payday and other loans by imposing a 15% federal cap.

Support

S 1826: DO NOT Call Act

Sponsor: Catherine Cortez Masto [D-NV] on 2019-06-13
https://www.govtrack.us/congress/bills/116/s1826

More Info

This legislation would strengthen the penalties for telemarketers, scammers and others who violate the Telephone Consumer Protection Act of 1993 (TCPA). Initiating a robocall without the consent of the individual being called is outlawed under the TCPA.

Support

HR 2683: Unsubscribe Act of 2019

Sponsor: Mark Takano [D-CA] on 2019-05-10
https://www.govtrack.us/congress/bills/116/hr2683

More Info

The Unsubscribe Act would protect consumers from misleading online marketing that traps them in costly automatic monthly shipments known as a negative-option offers. This bill would force companies to get consumers' explicit permission before charging them.