Library: Spanish | Money Management 1-2-3: ONE: Getting a Strong Start (Spanish) . La serie Money Management 1-2-3, contiene consejos para tomar decisiones financieras prudentes en cada etapa de la vida y ofrece los fundamentos para desarrollar habilidades financieras en la etapa inicial, intermedia y avanzada. La parte UNO: Establezca una base sólida, aborda temas sobre cómo administrar sus ingresos, usar el crédito de manera prudente y vivir dentro de sus posibilidades. Algunos de los temas que abarca son: información para comprender el talón de su cheque, la creación de su presupuesto, uso de cuentas bancarias, cómo establecer y construir buen crédito y la gestión de préstamos estudiantiles. Filed Under: Banking Credit Credit Reports/Scores Money Management Student Loans Taxes on Sep 03, 2024

Library: Spanish | Money Management 1-2-3: TWO: Achieving Financial Goals (Spanish) . La serie Money Management 1-2-3, contiene consejos para tomar decisiones financieras prudentes en cada etapa de la vida y ofrece los fundamentos para desarrollar habilidades financieras en la etapa inicial, intermedia y avanzada. La parte DOS, Logre sus metas financieras, aborda temas sobre la actualización de su presupuesto, el ahorro para acumular capital y la protección de sus activos. Algunos de los temas son: la preparación de un presupuesto, administración de la deuda, el ahorro y las inversiones. Filed Under: Credit Debt Collection Housing Insurance Investing Mortgages Money Management Taxes on Sep 03, 2024

Library: Spanish | Money Management 1-2-3: THREE: Planning a Secure Future (Spanish) . La serie Money Management 1-2-3, contiene consejos para tomar decisiones financieras prudentes en cada etapa de la vida y ofrece los fundamentos para desarrollar habilidades financieras en la etapa inicial, intermedia y avanzada. La parte TRES, Planifique un futuro seguro, está dedicada a su retiro de la fuerza laboral, la financiación de su jubilación y la protección de lo que ha acumulado. Los temas incluyen: el retiro de fondos de sus inversiones y del valor líquido de su casa, cómo mantener el seguro adecuado, administración de gastos médicos, conceptos básicos de planificación sucesoria y, para algunos abuelos, la crianza de una segunda familia. Filed Under: Insurance Investing Medical/Healthcare Mortgages Money Management on Sep 03, 2024

Library: Spanish | Computer, tablet and smartphone warranties: Understanding and exercising your rights (Spanish) . A computer, tablet or smartphone can be a big investment, so it's important to know you'll be protected if you get a device with some sort of defect. This guide explains how warranties for these types of products work, why extended warranties and insurance aren't always a good idea, your warranty rights under the law, how to file a claim, and what to do if you're dissatisfied with how your claim is handled. Filed Under: Consumer Rights Technology Telecom on Apr 03, 2024

Library: Spanish | Get Credit for Your Hard Work (2023 Tax Year) (Spanish) Los contribuyentes activos de bajos ingresos pueden calificar para el Crédito Tributario por Ingreso del Trabajo (EITC). The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2023 tax year (for taxes due in April 2024). Filed Under: Money Management Taxes on Dec 12, 2023

Library: Spanish | Housing Help: Next steps and resources when you’re at risk of foreclosure (Spanish) . This guide can help struggling homeowners avoid foreclosure, or, if foreclosure is imminent, understand their options, rights and next steps. It includes a wide variety of resources, including where to turn for professional advice and guidance. Filed Under: Foreclosure on Jun 30, 2023

Library: Spanish | Investing for Communities of Color: Build generational wealth (Spanish) . For a number of reasons, communities of color invest at lower rates than white people do. But investing is a key component of achieving long-term financial security and building generational wealth. This publication explains the barriers to investing for communities of color, as well as why it’s crucial to start investing now, how to get started (even if you don’t have much to invest) and stay on track, and where to find more information about investing and personal finance. Filed Under: Investing on Apr 19, 2023

Library: Spanish | Investing for Women: Take control of your financial future (Spanish) . Women have some additional challenges to overcome when planning for the future and getting started investing. This publication identifies some of the barriers to investing that women face, explains why women must invest, and offers tips and resources for getting started and managing an investment portfolio wisely. Filed Under: Investing on Feb 14, 2023

Library: Spanish | Investing Basics: Get started putting your money to work for you (Spanish) . Investing is a crucial element of any long-term financial plan. This guide introduces the fundamentals of sound investing, presents key considerations when choosing investments, explains how to open an account, and provides resources to help you learn more. Filed Under: Investing on Feb 07, 2023

Library: Spanish | In Brief: Your rights under the California Consumer Privacy Act (Spanish) . The California Consumer Privacy Act (CCPA) gives residents important rights regarding the personal information that businesses collect about them. This condensed version of our full-length CCPA guide provides an overview of your rights as of Jan. 1, 2023. Filed Under: Privacy Rights on Jan 24, 2023