Library: Chinese | The Contact Lens Rule and the Eyeglass Rule (Chinese) 消費者擁有重要的視力保健權.

目前約有75％的美國人需要配戴某種矯正眼鏡，他們每年在眼科做檢查和購置眼鏡方面花費高達數十億美元，但是很少有人了解在聯邦隱形眼鏡和眼鏡保障法令下，消費者應有之權益。這本刊物詳述了各項法規條款，並且列出網上鏈接提供消費者查核其他周邊資訊，同時也告訴你如果遭遇違反規定情況時，應至何處匯報。

The approximately 75% of U.S. adults who need some type of corrective lenses spend billions of dollars each year on eye exams and eyewear, yet few understand their rights under the federal Contact Lens Rule and Eyeglass Rule. This publication explains those rights, provides links to additional information, and tells you where you can report violations of the rules. Category: Consumer Rights Medical/Healthcare on Jan 29, 2021

Library: Chinese | Improving your financial health with FinTech - Video (Chinese) 個人理財應用程式初學者指南.

金融科技（FinTech）是專門使用互聯網及各種apps (應用程式, 是可供下載的行動軟件）的現代科技，專為消費者和企業而開發出功能強大的金融理財服務工具。對於那些希望改善他們的財務狀況並致力於實現目標的人，金融科技可以使相關過程更加便捷，成效高，甚至有回報。這本指南將詳盡介紹目前可供使用的金融科技（FinTech）種類以及它們如何為你提供幫助。本指南也將解釋選擇這些應用程序時應考慮的事項以及當你使用FinTech金融科技時應如何確保安全。

Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech. Category: Banking Internet Technology on Jan 04, 2021

Library: Chinese | Get Credit for Your Hard Work (2020 Tax Year) (Chinese) 低收入工薪納稅人可以享有聯邦退稅優惠.

工薪退稅優惠(EITC) 有助於低收入工作納稅人及家庭在申報聯邦所得稅時得到更多的退稅。這本刊物內容包括EITC（聯邦低收入者工薪退稅優惠）2020年度稅務申報各項指標 （即為納稅人在2021年4月應繳的稅金）。

The Earned Income Tax Credit (EITC) helps low-income, working taxpayers and families get more money back when they file their federal income tax forms. This publication contains EITC guidelines for the 2020 tax year (for taxes due in April 2021).

NOTE: Announced on Dec. 20, a “lookback” provision will allow low-income workers to apply their 2019 earned income to their 2020 tax returns for the purposes of calculating the EITC or Additional Child Tax Credit (ACTC). For both these credits, the more you earn (while still remaining below the maximum), the higher your credit. The lookback measure will allow filers to receive a credit in line with their normal earnings level, rather than be penalized with a lower credit on top of reduced 2020 earnings caused by the pandemic. However, taxpayers must actively “opt in” to the lookback provision (it won’t automatically occur).

Category: Money Management Taxes on Jan 04, 2021

Library: Chinese | Telemedicine: What to know about virtual doctor visits (Chinese) 應對 COVID-19（新冠肺炎）.

冠狀病毒疫情促成了非緊急求醫之網上診療，這樣還可以幫助抑制COVID-19新冠肺炎的傳播。隨著越來越多的人藉由智能手機、平板電腦或電腦等而獲得遠程醫療服務，大家應該而且有必要了解何時以及如何進行網上診療，是否會由私人或政府資助的健保計劃涵蓋醫療費用，以及他們所提出的個人隱私權問題等。

The pandemic has driven non-urgent doctor visits online to help suppress the spread of COVID-19. As more people receive medical care remotely, via a smartphone, tablet or computer, it's important to understand when and how virtual visits might be an option, whether they're covered under private and government-sponsored health plans, and what privacy issues they raise. Category: COVID-19 Pandemic Insurance Internet Medical/Healthcare Privacy Rights Technology on Dec 21, 2020

Library: Chinese | Establishing or replenishing emergency savings (Chinese) 應對 COVID-19（新冠肺炎）.

許多消費者只有一點積蓄甚至完全都沒有積蓄，卻不幸陷入了COVID-19新冠肺炎危機，而有些人則在失業後竭盡全力以求維生。這本指南涵蓋了儲備緊急基金的目的和存款目標，個人在選擇存放基金的所在時所應考慮的各種因素，以及有助於實現目標的一些要訣和提示。另外還有一些可幫助存戶獲得收益的金融理財科技工具，讓你能一直保持在儲蓄正軌上。

Many consumers went into the COVID-19 crisis with little or no savings, while others depleted theirs trying to stay afloat after losing their jobs. This guide covers the purpose of, and target balance for, an emergency fund, what to consider when choosing where to keep your fund, tips and inspiration to help you reach your goal, and a list of some FinTech tools that can help savers get and stay on track. Category: COVID-19 Pandemic Money Management on Dec 21, 2020

Library: Chinese | Making a job or career transition (Chinese) 應對 COVID-19（新冠肺炎）.

冠狀病毒疫情已經造成了千百萬的美國人失業，還有許多人根據各種不同行業的發展狀況也需重新評估他們的工作和職業選擇。這本指南將幫助職場人士確認他們的工作機會，權衡他們的教育和培訓選擇，而去做出明智的選擇，並且能夠得知在何處可以獲得更多相關資訊。

The coronavirus pandemic has put millions of Americans out of work, with many others reevaluating their job and career choices in light of how different industries are faring. This guide will help workers identify job opportunities, weigh their education and training options, make wise choices, and know where to get more information. Category: COVID-19 Pandemic on Nov 06, 2020

Library: Chinese | Personalized privacy: Customizing your Facebook settings (Chinese) .

在這個全世界最大的社交網絡上，設置謹慎周全的隱私保護措施是絕對必要的。這本刊物提供了Facebook各種隱私管理工具（包括基本和加強級別兩類）的應用方法詳細說明。

On the world’s largest social network, a prudent approach to privacy is critical. This publication provides detailed instructions for using the various Facebook privacy management tools—both basic and advanced. Category: Internet Privacy Rights on Oct 30, 2020

Library: Chinese | Get Covered: Choosing and using Medicare (Chinese) .

聯邦醫療保險（Medicare）並不是一種全方位的計劃———你個人所做的選擇，將會影響你的受保範圍和所需支付的費用。這本刊物詳細說明個人應在何時以及如何註冊參加Medicare（聯邦醫療保險）、聯邦健保計劃的每個“Parts”（部份 ）究竟涵蓋哪些範圍，還有關於個人在選擇受保範圍時應考慮的要點，以及何處可以查詢更多詳情。

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

Category: Insurance Medical/Healthcare on Aug 21, 2020

Library: Chinese | Estate planning: Critical decisions for uncertain times (Chinese) 應對COVID-19（新冠肺炎）.

COVID-19新冠肺炎疫情已經使人人都深切意識到，在危機來臨之前應該明智決定，先做出至關重要的臨終規劃。這本刊物概述了每個人應該即日就做出關鍵性的遺產規劃，同時內容有詳細說明哪些遺產規劃文件和工具可以確保個人遺願在來日得以實現。並且還有提供各種資源，例如其他相關資訊、怎樣得到協助，以及如何採取下一步措施等。

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

Category: COVID-19 Pandemic on Aug 20, 2020

Library: Chinese | Fair housing rights for those affected by the pandemic (Chinese) 應對COVID-19（新冠肺炎）.

聯邦Fair Housing Act（公平住屋法案）保護租屋申請者、租客、屋主以及預備購屋者免受各種形式的住屋歧視。本刊物解釋在COVID-19新冠肺炎疫情期間，你應受到同樣的住屋權益保護而不被歧視，萬一當你不幸遭遇歧視時你應採取的什麼行動以保障自己的權益。

The federal Fair Housing Act protects rental housing applicants, tenants, homeowners and prospective homebuyers from various forms of discrimination. This publication explains how these same rights may protect you from discrimination related to the COVID-19 pandemic, and the steps to take if you do experience discrimination.

Category: Consumer Rights COVID-19 Pandemic Discrimination Housing Discrimination Tenant Rights on Jul 17, 2020