Coalition Efforts

Consumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see “More Information” at the end of each article.

 
 

Postings

The time is now for a FAMILY bill to be passed
There’s never been more national and state-level attention to America’s need for paid family and medical leave. A record number of members of Congress have voiced support for a shared vision for what a real national paid leave plan looks like–one that covers parental, family care, personal medical and military families’ needs with adequate, sustainable funding and meaningful legislation.

Advocates tackle data-driven discrimination
Big Data has the potential to create racial and social inequalities, and make existing discrimination even worse. While civil rights protections have existed in brick-and-mortar commerce for decades, they are largely missing from the internet economy. Online services should not be permitted to use consumer data to discriminate against protected classes or deny them opportunities in commerce, housing, employment, or full participation in our democracy.

The CREATES Act protects patients from outrageous prescription drug costs
When it comes to prescription medicines, patients win when companies innovate new cures and treatments. Patients also win when more affordable generic versions of those medicines enter the market. Unfortunately, some drug manufacturers aren’t playing by the rules.

Protect consumers, not pyramid-scheme businesses
Consumer Action joined advocates in urging the co-sponsors of the 2018 Anti Pyramid Promotional Scheme Act to refrain from reintroducing the bill in the 116th Congress. If this bill were to become law, it would eliminate the Federal Trade Commission’s authority to take action against all but the most blatant pyramid schemes, leaving millions of consumers vulnerable to fraud.

How the government shutdown puts working families at risk
As the longest federal government shutdown in our nation’s history drags on, advocates raised concern as to how working families could potentially be harmed long after the government reopens its doors. Without a paycheck, federal employees fear losing their homes, consider risky financial loans in lieu of income, tax credits and refunds, and worry about the lasting impact that missed bill payments will have on their credit.

The time is now for comprehensive consumer data privacy legislation
Consumer and privacy organizations released a framework for comprehensive privacy protection and digital rights for members of the 116th Congress. In it, they stated that U.S. data privacy laws must be overhauled (without pre-empting state laws) and a new data privacy agency should be created to confront 21st century threats and address emerging concerns for digital customers.

The 116th Congress should put students at the top of their agenda
Consumer Action joined 49 advocate groups in urging members of Congress to work toward a Higher Education Act (HEA) reauthorization bill. The HEA bill should broaden opportunities for students, including low-income students and students of color, and increase accountability to protect students, families and taxpayers from low-quality and unscrupulous colleges.

Department of Education urged to extend loan discharge period for scammed students
In the wake of sudden closures of both Education Corporation of America (ECA) and Vatterott Education Holdings, advocates wrote to Education Secretary Betsy DeVos to express concern that over 25,000 students are being given incomplete, incorrect, and harmful information about their options for closed school discharge and information on transfer options. Advocates recommend important steps the Department can take so that students can immediately explore their options and understand what resources might be available to them in the wake of their school’s closure, including extending the window to discharge their student loans.

More could be done by the CFPB to stop harassment from debt collectors
Nearly 75 advocate groups joined together in urging the new CFPB director, Kathy Kraninger, to implement stronger rules that protect the 71 million adults in the United States with debt from abusive and harassing debt collection practices.

Trump wants to use credit scores to keep immigrants out of the country
The Department of Homeland Security has issued a terrible proposal that intends to use immigrants’ personal credit information as part of the assessment to qualify for a green card or visa. Using an irrelevant, often error-prone, measure like a credit score to assign immigration status is not only absurd, it misuses credit information, and places financial stress and economic harm on families.

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