Coalition Efforts

Consumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see “More Information” at the end of each article.

 
 

Postings

A new bill aimed at helping students lacks robust borrower protections
Consumer Action joined over 40 organizations in a letter to Senator Lamar Alexander to express concerns regarding his recently introduced bill, the Student Aid Improvement Act. Unfortunately, the bill fails to include any provisions that hold low-quality and sometimes predatory colleges accountable, and better protect students and taxpayers. Any reauthorization of the Higher Education Act (HEA) must include robust consumer protections.

Further cuts to Pell will put college out of reach for many low-income families
Consumer Action joined a letter to Senate appropriators urging them to oppose the overall Labor-HHS-Education spending allocation and the accompanying proposed $1.3 billion rescission from the Pell grant reserve fund. Instead, advocates urged the Senate to fully retain all current Pell funds where they belong - in the Pell Grant program.

New proposed rule empowers debt collects and their attorneys
In an effort to update the rule that governs debt collectors, the Consumer Financial Protection Bureau released a proposed rule that would make debt collector harassment worse for consumers.

Healthcare mergers result in less choice and higher prescription drug prices for consumers
As the Federal Trade Commission considers signing off on the $63 billion deal between AbbVie and Allergen, advocates warn that the merger will reduce competition in a number of markets where AbbVie and Allergan directly overlap with each other. The deal will also exacerbate competitive problems that already exist in the pharmaceutical drug industry relating to rebate walls and patent abuses.

Revamping the CFPB’s “Qualified Mortgage” standard could impact credit availability
The Consumer Financial Protection Bureau’s (CFPB) proposed changes to the Qualified Mortgage (QM) definition would allow the government-sponsored enterprise (GSE) patch to sunset in 2021. Advocates warn that terminating the patch could cut off adequate access to mortgage credit to borrowers who are self-employed or more likely to work non-traditional jobs and don’t often conform to traditional QM standards, including borrowers of color and borrowers with student debt.

Consumer Action joins the Ban Facial Recognition Campaign
Facial recognition surveillance is biased, invasive and it violates basic rights. Members of a new coalition privacy effort, the Ban Facial Recognition Campaign, are urging Congress to pass legislation that bans the government from using this dangerous technology to spy on the American public.

Vehicle owners should have control over their vehicle’s data
Consumer Action signed on to the U.S. Vehicle Data Access Coalition’s comment letter regarding bi-partisan and bi-cameral autonomous vehicle legislation to members of Congress. The coalition has the federal legislative goal to reaffirm and codify a motor vehicle owner’s right to control the motor vehicle data generated by their vehicles.

The never-ending scourge of unwanted calls continues to plague Americans
As consumers continue to be overwhelmed with unwanted robocalls, advocates urge the Federal Communications Commission to go beyond its initial proposal and require phone companies to implement caller-ID authentication technology, opt-out tools for scam calls, and opt-in call-blocking tools for other unwanted calls.

Equifax data breach demonstrates the need for stronger cybersecurity regulation
As the Federal Trade Commission proposes amendments to its Safeguards Rule, consumer and privacy advocates urge for stronger data privacy regulations regarding nationwide consumer reporting agencies, including Equifax, Experian and TransUnion, and other high-risk sectors, including tax preparers and financial technology firms.

New College Affordability Coalition releases new principles for the Higher Education Act
As Congress plans to reauthorize the Higher Education Act (HEA), a new coalition has formed to advocate for needed federal investments and protections in order to promote more equitable outcomes within our higher education system.

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