Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.
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Support
National Legislation
S 2833: Veterans and Consumers Fair Credit Act
Sponsor: Senator Merkley (D-OR) on 2019-11-12
https://www.votervoice.net/ConsumerAction/Campaigns/69689/Respond
This legislation would extend financial protections that currently apply only to active duty servicemembers (through the Military Lending Act, which caps interest rates on loans at 36%) to all consumers.
Oppose
National Legislation
S 1116: Balancing the Rights of Web Surfers Equally and Responsibly (BROWSER) Act
Sponsor: Marsha Blackburn (R-TN) on 2019-04-10
https://www.govtrack.us/congress/bills/116/s1116
The BOWSER Act is an insufficient consumer privacy bill that places the burden of protecting their online data on consumers (rather than the corporations collecting it). It offers no protections for civil rights violations, nor does it enable states or individuals to take private action to enforce any data privacy…
Support
National Legislation
S 2968: Consumer Online Privacy Rights Act (COPRA)
Sponsor: Maria Cantwell (D-WA) on 2019-12-03
https://www.govtrack.us/congress/bills/116/s2968
This bill would provide consumers with basic online data privacy rights, create the mechanisms by which government would ensure that corporations use consumer data appropriately, and allow the enforcement of any new rules.
Support
National Legislation
S 2220: Open and Responsive Government Act
Sponsor: Chuck Grassley (R-IA) on 2019-07-23
https://www.govtrack.us/congress/bills/116/s2220
If passed, this bill would ensure that watchdog organizations, the media and the public retain access to vital information of public interest that they’ve historically been able to obtain through the Freedom of Information Act (FOIA).
Oppose
National Legislation
S 2685: Consumer Credit Control Act of 2019
Sponsor: Jack Reed (D-RI) on 2019-10-23
https://www.govtrack.us/congress/bills/116/s2685
This bill would amend the Fair Credit Reporting Act to give consumers control over when and how their consumer reports are shared by credit bureaus.
Oppose
National Legislation
S 1895: Lower Health Care Costs Act (Section 205)
Sponsor: Lamar Alexander (R-TN) on 2019-06-19
https://www.govtrack.us/congress/bills/116/s1895
While this legislation would encourage production of less expensive generic medications, as well as transparency in the prescription supply chain, we oppose section 205 of the bill because it would restrict access to air medical services (which is particularly concerning for patients in rural areas during medical emergencies).
Support
National Legislation
S 1002: Affordable Loans for Any Student Act
Sponsor: Ed Merkely (D-OR) on 2019-04-03
https://www.govtrack.us/congress/bills/116/s1002
This comprehensive legislation would ensure affordable and simple income-based repayment plans for federal student loan borrowers.
Support
National Legislation
S 1414: The Student Borrower Bankruptcy Relief Act of 2019
Sponsor: Richard Durbin (D-IL) on 2019-05-09
https://www.govtrack.us/congress/bills/116/s1414
Unlike gambling, credit card and mortgage debt, student loan debt cannot be discharged by filing for bankruptcy. This legislation would eliminate the section of the bankruptcy code that makes private and federal student loans nondischargeable.
Support
National Legislation
S 608: Court Legal Access and Student Support (CLASS) Act
Sponsor: Richard Durbin (D-IL) on 2019-02-28
https://www.govtrack.us/congress/bills/116/s608
The CLASS Act would protect students’ rights to hold for-profit colleges accountable in court for defrauding them, by prohibiting any school that receives government (Title IV) student aid funding from forcing students into arbitration (or taking away their right to pursue a class action lawsuit).
Action
Help restore paper Social Security earnings statements
Date: Thu, December 19, 2019
The bipartisan Know Your Social Security Act (HR 5306 in the House and S 2989 in the Senate) would reinstate the mailing of the annual statements to all workers age 25 and older until they choose to establish an online my Social Security account.