Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.
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National Action
Give consumers a fighting chance to pay off their debts!
Date: Thu, December 05, 2019
The Veterans and Consumers Fair Credit Act would extend the military’s 36% rate cap on consumer loans to all consumers. Join Consumer Action in support of the bill.
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National Legislation
HR 5066: Tax Excessive CEO Pay Act of 2019
Sponsor: Barbara Lee (D-CA) on 2019-11-13
https://www.govtrack.us/congress/bills/116/hr5066
Tax Excessive CEO Pay Act of 2019 This bill requires an increase in the corporate income tax rate based upon the ratio of compensation paid to the corporation's highest paid employee to median worker compensation. The pay ratios range from greater than 50 to 1 (0.5% increase) to greater than…
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National Legislation
S 2849: Tax Excessive CEO Pay Act of 2019
Sponsor: Bernard Sanders [I-VT] on 2019-11-13
https://www.govtrack.us/congress/bills/116/s2849
A bill to amend the Internal Revenue Code of 1986 to impose a corporate tax rate increase on companies whose ratio of compensation of the CEO or other highest paid employee to median worker compensation is more than 50 to 1, and for other purposes.
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National Legislation
S 2155: Stop Wall Street Looting Act
Sponsor: Elizabeth Warren [D-MA] on 2019-07-17
https://www.govtrack.us/congress/bills/116/s2155
A bill to require the Securities and Exchange Commission to issue rules requiring private funds to publicly disclose certain information, and for other purposes.
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National Action
Tell Congress: It’s time for Wall Street to pay its fair share!
Date: Fri, November 01, 2019
Let’s urge lawmakers to pass a tiny tax on wealthy stock traders who buy and sell millions of shares in an instant, rake in the profits and pay no tax on those trades. If they paid just a fraction of 1% of traded dollars in taxes—around 10 cents on every $100—imagine how many critical programs could be funded for working families. If you agree, please join other Americans who say it’s time for Wall Street to pay its fair share of taxes.
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National Action
Crack down on unfair bank overdraft fees
Date: Mon, September 30, 2019
Overdraft fees currently cost consumers an egregious $15 billion per year, according to the Consumer Financial Protection Bureau. The Overdraft Protection Act of 2019 (HR 4254) aims to crack down on unfair bank overdraft fees.
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National Legislation
S 1389: Loan Shark Prevention Act
Sponsor: Bernie Sanders [D-VT] on 2019-05-19
https://www.govtrack.us/congress/bills/116/s1389
This bill would protect consumers burdened with exorbitant interest rates on credit cards, payday and other loans by imposing a 15% federal cap.
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National Legislation
S 1826: DO NOT Call Act
Sponsor: Catherine Cortez Masto [D-NV] on 2019-06-13
https://www.govtrack.us/congress/bills/116/s1826
This legislation would strengthen the penalties for telemarketers, scammers and others who violate the Telephone Consumer Protection Act of 1993 (TCPA). Initiating a robocall without the consent of the individual being called is outlawed under the TCPA.
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National Legislation
HR 2683: Unsubscribe Act of 2019
Sponsor: Mark Takano [D-CA] on 2019-05-10
https://www.govtrack.us/congress/bills/116/hr2683
The Unsubscribe Act would protect consumers from misleading online marketing that traps them in costly automatic monthly shipments known as a negative-option offers. This bill would force companies to get consumers' explicit permission before charging them.
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National Legislation
HR 1500: Consumers First Act
Sponsor: Maxine Waters [D-CA] on 2019-03-05
https://www.govtrack.us/congress/bills/116/hr1500
This bill would ensure that the Consumer Financial Protection Bureau (CFPB) is able to fulfill its statutory mission to put consumers first, by restoring and protecting its supervisory and enforcement powers.