Action Center


Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play an active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.



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The Action Center features tools to help you advocate for yourself and others. Learn more about the key features and advantages of the Take Action Center and how you can communicate effectively with your elected officials and build grassroots momentum. Learn More…


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National Legislation

HR 2650: Payment Choice Act of 2019

Sponsor: Donald M. Payne Jr. (D-NJ) on 2019-05-09
https://www.govtrack.us/congress/bills/116/hr2650

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This bill makes it unlawful for a person selling goods or services at retail to (1) refuse to accept U.S. cash for the goods or services, (2) post signs or notices stating that cash payment is unaccepted, or (3) charge a higher price to a customer who pays by cash.…

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National Legislation

S 4145: Payment Choice Act of 2020

Sponsor: Robert Menendez (D-NJ) on 2020-07-01
https://www.govtrack.us/congress/bills/116/s4145

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This bill makes it unlawful for a person selling goods or services at retail to (1) refuse to accept U.S. cash for the goods or services, (2) post signs or notices stating that cash payment is unaccepted, or (3) charge a higher price to a customer who pays by cash.

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California Legislation

SB 1255: Equal Insurance HIV Act

Sponsor: Lena Gonzalez (D-Long Beach) on 02/21/20
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200SB1255

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This bill aims to prevent disability insurance companies from using an outdated and discriminatory insurance underwriting law that allows insurers to refuse life and disability income insurance applications for HIV-positive individuals based solely on a positive HIV test.

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California Legislation

SB 898: College Savings Account Bankruptcy Exemption

Sponsor: Senator Bob Wieckowski (D-Fremont) on 01/30/20
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200SB898

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This bill seeks to protect 529 college savings accounts from creditors should a family need to file for bankruptcy. Unlike retirement plans, ScholarShare accounts are not currently protected from creditor claims in California.

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California Legislation

SB 1196: Price Gouging

Sponsor: Senator Thomas J. Umberg (D-Santa Ana) on 02/20/20
https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200SB1196

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SB 1196 will strengthen state law to protect consumers from price gouging of essential supplies during the current COVID-19 pandemic and future states of emergency.

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National Legislation

HR 5934: SCAM Debt Act

Sponsor: Rep. Suzanne Bonamici on 02-21-2020
https://www.govtrack.us/congress/bills/116/hr5934

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Among other improvements to the debt collection process, this legislation would expand the information disclosures that are required in collectors' validation notices and require collectors to notify consumers of their intent to take legal action against them.

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National Legislation

S 3300: Data Protection Act of 2020

Sponsor: Senator Kirsten Gillibrand on 02-13-2020
https://www.govtrack.us/congress/bills/116/s3300

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The Data Protection Act would create a data protection agency to address and govern how companies are using consumers' personal digital data, what third parties they're selling or sharing our data with, how they may be engaging in discriminatory or unlawful practices based on this data collection, and more.

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National Legislation

HR 6472: COVID-19 Price Gouging Prevention Act

Sponsor: Rep. Jan Schakowsky (D-IL) on 04-07-2020
https://www.govtrack.us/congress/bills/116/hr6472

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HR 6472 would prohibit price gouging in connection with the public health emergency resulting from COVID-19, forbidding the sale of consumer goods and services (e.g. masks, food and water, etc.) at excessive prices, and creating legal ramfications for those who continue to price gouge.

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National Legislation

S 1581 / HR 6470: Medical Debt Relief Act

Sponsor: Senator Jeff Merkely (D-OR), Rep. Katie Porter (D-CA) on 05-21-2019
https://www.govtrack.us/congress/bills/116/s1581

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Consumer Action urges Congress to include this legislation in any future coronavirus relief packages, as it would prohibit credit reporting agencies from including medical debt in collections on credit reports for one year, and would mandate that all paid or settled debt (including medical collections) be removed within 45 days…

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National Legislation

S 3749: Public Health Emergency Privacy Act

Sponsor: Senator Richard Blumenthal (D-CT) on 05-14-2020
https://www.govtrack.us/congress/bills/116/s3749

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This Act would ensure that Americans’ sensitive information is kept private and secure when they use a contact tracing app, exposure notification app or other technology as part of the public health response to the COVID-19 crisis.