Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play an active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.
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Support
National Legislation
HR 2650: Payment Choice Act of 2019
Sponsor: Donald M. Payne Jr. (D-NJ) on 05-09-2019
https://www.govtrack.us/congress/bills/116/hr2650
This bill makes it unlawful for a person selling goods or services at retail to refuse to accept cash; post signs or notices stating that cash payment is not accepted; and/or charge a higher price to a customer who pays by cash.
Support
California Legislation
AB 2811: Online Subscription Cancellation
Sponsor: California Assemblymember Marc Berman on
https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB2811
AB 2811 ensures that if California consumers can subscribe to a subscription service online, they should be able to cancel their subscriptions online, and that they can do so without delay or having to jump through hoops.
Support
California Legislation
AB 2559: Consumer Restitution and Protection Act
Sponsor: California Assemblymember Rebecca Bauer-Kahan on
http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB2559
The bill seeks to grant the Department of Business and Oversight (DBO) the authority to collect restitution for consumers harmed by non-bank lenders, including those companies that operate in the mortgage, payday and credit card industries.
Oppose
California Legislation
AB 154: Public postsecondary education: income share agreement (pilot program)
Sponsor: Assembly Member Voepel on
https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB154
This bill would allow students at the University of California and California State Universities to enter into income share agreements (ISA) instead of taking out loans. ISAs are unregulated by the government, repayments are uncapped, and they don't offer the same advantages as federal student loans (forbearance, hardship deferments, etc.).
Support
National Legislation
HR 6201: Families First Coronavirus Act
Sponsor: Rep. Nita Lowey (D-NY) on 2020-3-11
https://www.govtrack.us/congress/bills/116/hr6201
The bipartisan Families First Coronavirus Act would give millions of workers up to two weeks of paid sick leave and three months of paid family medical leave to handle personal health/family caregiving responsibilities related to the coronavirus. The legislation would also reimburse companies (via tax credits) for providing the leave.
Support
California Legislation
AB 539: Fair Access to Credit 2019
Sponsor: Assembly Member Monique Limón on
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB539
This consumer protection bill stops predatory lending tactics, protects consumers and focuses on fair credit. It caps loan interest rates at 36% plus the fed fund rate (2.5% today). This bill is a compromise between consumer advocates and lenders that are currently offering loans at approximately 36%.
Support
National Legislation
S 2833: Veterans and Consumers Fair Credit Act
Sponsor: Senator Merkley (D-OR) on 2019-11-12
https://www.votervoice.net/ConsumerAction/Campaigns/69689/Respond
This legislation would extend financial protections that currently apply only to active duty servicemembers (through the Military Lending Act, which caps interest rates on loans at 36%) to all consumers.
Oppose
National Legislation
S 1116: Balancing the Rights of Web Surfers Equally and Responsibly (BROWSER) Act
Sponsor: Marsha Blackburn (R-TN) on 2019-04-10
https://www.govtrack.us/congress/bills/116/s1116
The BOWSER Act is an insufficient consumer privacy bill that places the burden of protecting their online data on consumers (rather than the corporations collecting it). It offers no protections for civil rights violations, nor does it enable states or individuals to take private action to enforce any data privacy…
Support
National Legislation
S 2968: Consumer Online Privacy Rights Act (COPRA)
Sponsor: Maria Cantwell (D-WA) on 2019-12-03
https://www.govtrack.us/congress/bills/116/s2968
This bill would provide consumers with basic online data privacy rights, create the mechanisms by which government would ensure that corporations use consumer data appropriately, and allow the enforcement of any new rules.
Support
National Legislation
S 2220: Open and Responsive Government Act
Sponsor: Chuck Grassley (R-IA) on 2019-07-23
https://www.govtrack.us/congress/bills/116/s2220
If passed, this bill would ensure that watchdog organizations, the media and the public retain access to vital information of public interest that they’ve historically been able to obtain through the Freedom of Information Act (FOIA).