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National Action
Crack down on unfair bank overdraft fees
Date: Mon, September 30, 2019
Overdraft fees currently cost consumers an egregious $15 billion per year, according to the Consumer Financial Protection Bureau. The Overdraft Protection Act of 2019 (HR 4254) aims to crack down on unfair bank overdraft fees.
Support
National Legislation
S 1389: Loan Shark Prevention Act
Sponsor: Bernie Sanders [D-VT] on 2019-05-19
https://www.govtrack.us/congress/bills/116/s1389
This bill would protect consumers burdened with exorbitant interest rates on credit cards, payday and other loans by imposing a 15% federal cap.
Support
National Legislation
S 1826: DO NOT Call Act
Sponsor: Catherine Cortez Masto [D-NV] on 2019-06-13
https://www.govtrack.us/congress/bills/116/s1826
This legislation would strengthen the penalties for telemarketers, scammers and others who violate the Telephone Consumer Protection Act of 1993 (TCPA). Initiating a robocall without the consent of the individual being called is outlawed under the TCPA.
Support
National Legislation
HR 2683: Unsubscribe Act of 2019
Sponsor: Mark Takano [D-CA] on 2019-05-10
https://www.govtrack.us/congress/bills/116/hr2683
The Unsubscribe Act would protect consumers from misleading online marketing that traps them in costly automatic monthly shipments known as a negative-option offers. This bill would force companies to get consumers' explicit permission before charging them.
Support
National Legislation
HR 1500: Consumers First Act
Sponsor: Maxine Waters [D-CA] on 2019-03-05
https://www.govtrack.us/congress/bills/116/hr1500
This bill would ensure that the Consumer Financial Protection Bureau (CFPB) is able to fulfill its statutory mission to put consumers first, by restoring and protecting its supervisory and enforcement powers.
Support
National Legislation
S 867: PROTECT Students Act of 2019
Sponsor: Margaret “Maggie” Hassan [D-NH] on 2019-03-26
https://www.govtrack.us/congress/bills/116/s867
A bill to improve oversight and accountability of institutions of higher education (particularly for-profit colleges) and protect students and borrowers by codifying the gainful employment and borrower defense rules.
Support
National Legislation
S 888: Understanding the True Cost of College Act
Sponsor: Charles “Chuck” Grassley [R-OH] on 2019-03-29
https://www.govtrack.us/congress/bills/116/s888
This bill offers commonsense solutions to create consistency and clarity in financial aid communications (offer letters) to students, particularly with regards to the amount and type of aid offered and the obligations associated with said aid.
Support
National Legislation
S1178: Safety is Not for Sale Act
Sponsor: Edward Markey (D-MA) on 2019-04-11
https://www.govtrack.us/congress/bills/116/s1178
A bill to require aircraft manufacturers to offer or provide non-required safety enhancing equipment of an aircraft without additional charge to an air carrier.
Oppose
California Legislation
Oppose AB 1366: VOIP phone users deserve basic protections
Sponsor: Lorena Gonzalez on 2019-2-22
AB 1366 seekd to extend a loophole allowing IP-enabled services like VOIP from state regulation. All voice providers that offer the public the vital link to 9-1-1 must once again be required to provide reliable service and consumer protections, and this bill should be opposed.
Support
National Legislation
S.151: TRACED Act
Sponsor: John Thune [R-SD] on 2019-01-16
https://consumeraction.salsalabs.org/stop-annoying-robocalls
26 billion robocalls were placed last year. This bipartisan bill would help stop annoying scam robocalls before they reach you, and make it easier to find and prosecute the scammers.