Action Center


Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play an active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.



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The Action Center features tools to help you advocate for yourself and others. Learn more about the key features and advantages of the Take Action Center and how you can communicate effectively with your elected officials and build grassroots momentum. Learn More…


Legislative Positions

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Oppose

HR 3666: STRONGER Patents Act of 2019

Sponsor: Rep Steve Stivers (R-OH) on 07-10-2019
https://www.govtrack.us/congress/bills/116/hr3666

Learn More

If passed, this legislation will allow Big Pharma to continue abusing the patent system with impunity and futher increase already-high prices on prescription medicines.

Support

HR 3248: BOSS Act (Better Oversight of Secondary Sales and Accountability in Concert Ticketing)

Sponsor: Bill Pascrell Jr. (D-NJ) on 06-13-2019
https://www.govtrack.us/congress/bills/116/hr3248

Learn More

This bill addresses many of the anti-consumer practices occuring with regards to online ticket sales, including the use of ticket-buying “bot” software; unfair terms that make tickets non-refundable and/or non-transferable; and a lack of disclosures regarding advertised ticket scarcity and related prices.

Support

HR 5304: Pharmacy Benefit Manager (PBM) Transparency and Prescription Drug Costs Act

Sponsor: Rep. Kurt Schrader (D-OR) on 12-04-2019
https://www.govtrack.us/congress/bills/116/hr5304

Learn More

This bill would lower drug prices by regulating pharmacy benefit managers (PBMs), requiring transparency and mandating that PBM rebates and discounts be passed on to consumers.

Support

HR 5050 / S 2883: Veterans & Consumers Fair Credit Act

Sponsor: Rep. Chuy Garcia (D-IL) / Senator Jeff Merkely (D-OR) on 11-12-2019
https://www.govtrack.us/congress/bills/116/s2833

Write Congress

The Veterans and Consumers Fair Credit Act (HR 5050 in the House and S 2883 in the Senate) would extend the military’s 36% rate cap on consumer loans to all consumers. Join Consumer Action in support of this bill!

Support

HR 4254: Overdraft Protection Act of 2019

Sponsor: Carolyn Maloney (D-NY) on 09-09-2019
https://www.govtrack.us/congress/bills/116/hr4254

Write Congress

Overdraft fees currently cost consumers an egregious $15 billion per year, according to the Consumer Financial Protection Bureau. If passed, the Overdraft Protection Act of 2019 would crack down on unfair bank overdraft fees.

Support

HR 5306 / S 2989: Know Your Social Security Act

Sponsor: Senator Ron Wyden (D-OR) AND Rep. John Larson (D-CT) on 12-05-2019
https://www.govtrack.us/congress/bills/116/hr5306

Write Congress

The bipartisan Know Your Social Security Act (HR 5306 in the House and S 2989 in the Senate) would reinstate the mailing of the annual statements to all workers age 25 and older until they choose to establish an online my Social Security account.

Support

AB 2811: Online Subscription Cancellation

Sponsor: California Assemblymember Marc Berman on
https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB2811

More Info

AB 2811 ensures that if California consumers can subscribe to a subscription service online, they should be able to cancel their subscriptions online, and that they can do so without delay or having to jump through hoops.

Support

AB 2559: Consumer Restitution and Protection Act

Sponsor: California Assemblymember Rebecca Bauer-Kahan on
http://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB2559

Read Details

The bill seeks to grant the Department of Business and Oversight (DBO) the authority to collect restitution for consumers harmed by non-bank lenders, including those companies that operate in the mortgage, payday and credit card industries.

Oppose

AB 154: Public postsecondary education: income share agreement (pilot program)

Sponsor: Assembly Member Voepel on
https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB154

Read Details

This bill would allow students at the University of California and California State Universities to enter into income share agreements (ISA) instead of taking out loans. ISAs are unregulated by the government, repayments are uncapped, and they don't offer the same advantages as federal student loans (forbearance, hardship deferments, etc.).

Support

HR 6201: Families First Coronavirus Act

Sponsor: Rep. Nita Lowey (D-NY) on 2020-3-11
https://www.govtrack.us/congress/bills/116/hr6201

Learn More

The bipartisan Families First Coronavirus Act would give millions of workers up to two weeks of paid sick leave and three months of paid family medical leave to handle personal health/family caregiving responsibilities related to the coronavirus. The legislation would also reimburse companies (via tax credits) for providing the leave.

Support

AB 539: Fair Access to Credit 2019

Sponsor: Assembly Member Monique Limón on
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB539

Learn More

This consumer protection bill stops predatory lending tactics, protects consumers and focuses on fair credit. It caps loan interest rates at 36% plus the fed fund rate (2.5% today). This bill is a compromise between consumer advocates and lenders that are currently offering loans at approximately 36%.

Support

S 2833: Veterans and Consumers Fair Credit Act

Sponsor: Senator Merkley (D-OR) on 2019-11-12
https://www.votervoice.net/ConsumerAction/Campaigns/69689/Respond

Write Congress

This legislation would extend financial protections that currently apply only to active duty servicemembers (through the Military Lending Act, which caps interest rates on loans at 36%) to all consumers.

Oppose

S 1116: Balancing the Rights of Web Surfers Equally and Responsibly (BROWSER) Act

Sponsor: Marsha Blackburn (R-TN) on 2019-04-10
https://www.govtrack.us/congress/bills/116/s1116

Learn More

The BOWSER Act is an insufficient consumer privacy bill that places the burden of protecting their online data on consumers (rather than the corporations collecting it). It offers no protections for civil rights violations, nor does it enable states or individuals to take private action to enforce any data privacy…

Support

S 2968: Consumer Online Privacy Rights Act (COPRA)

Sponsor: Maria Cantwell (D-WA) on 2019-12-03
https://www.govtrack.us/congress/bills/116/s2968

Learn More

This bill would provide consumers with basic online data privacy rights, create the mechanisms by which government would ensure that corporations use consumer data appropriately, and allow the enforcement of any new rules.  

Support

S 2220: Open and Responsive Government Act

Sponsor: Chuck Grassley (R-IA) on 2019-07-23
https://www.govtrack.us/congress/bills/116/s2220

Learn More

If passed, this bill would ensure that watchdog organizations, the media and the public retain access to vital information of public interest that they’ve historically been able to obtain through the Freedom of Information Act (FOIA).