Action Center


Welcome to Consumer Action's Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.

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Legislative Positions

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Oppose

HR 725 : Innocent Party Protection Act

Sponsor: Ken Buck [R-CO] on 2017-01-30
https://www.govtrack.us/congress/bills/115/hr725

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This bill would allow corporations to move the lawsuits that consumers file against them from state to federal courts. Corporations tend to prefer federal courts because they often have less diverse jurors, more expensive proceedings and longer wait times for trials (often leading to the corporation winning the case).

Oppose

HR 720: Lawsuit Abuse Reduction Act

Sponsor: Lamar Smith [R-TX] on 2017-01-30
https://www.govtrack.us/congress/bills/115/hr720

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This legislation would change a rule giving judges the authority to penalize attorneys for filing frivolous lawsuits by mandating penalties even if the lawsuits had merit. In doing so, HR 720 would discourage the filing of civil rights, consumer and other cases and have a discriminatory impact on said cases.

Oppose

HR 4439: Modernizing Credit Opportunities Act

Sponsor: Trey Hollingsworth [R-IN] on 2017-11-16
https://www.govtrack.us/congress/bills/115/hr4439

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This bill would allow predatory payday lenders to use sham rent-a-bank arrangements (in which they partner with banks in order to get around state interest rate caps, which the banks can ignore) to make loans at 400+% APR in states where these high rates are currently illegal.

Oppose

S 488 : JOBS and Investor Confidence Act of 2018

Sponsor: Patrick "Pat" Toomey [R-PA] on 2017-03-01
https://www.govtrack.us/congress/bills/115/s488

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Section 201 of this bill would reduce privacy protections for renters by, among other things, allowing landlords to report negative information about their tenants to credit bureaus and other screening agencies, even if the tenants withheld their rent payment for valid reasons (e.g. the landlord’s failure to maintain the property).

Support

S 3149: Do Not Call Act

Sponsor: Catherine Cortez Masto [D-NV] on 2018-6-27
https://www.govtrack.us/congress/bills/115/s3149

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This Act is also called the “Deter Obnoxious, Nefarious and Outrageous Telephone Calls Act of 2018,” which is exactly what it would do by mandating imprisonment and fines for robocallers, scammers and other telephone spammers.

Oppose

S 2702 : Business of Insurance Regulatory Reform Act of 2018

Sponsor: Tim Scott [R-SC] on 2018-04-18
https://www.govtrack.us/congress/bills/115/s2702

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This bill would infringe on the Consumer Financial Protection Bureau (CFPB’s) authority to address problems with consumer financial products and services (particularly credit-related insurance products but also predatory payday and auto loans, mortgages, etc.)

Support

S 2362 : Control Your Personal Credit Information Act of 2018

Sponsor: John "Jack" Reed [D-RI] on 2018-01-30
https://www.govtrack.us/congress/bills/115/s2362

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This legislation would give consumers—not credit bureaus or banks—the ultimate decision-making power over our credit reports by requiring credit bureaus to get permission to release the reports to third parties. This would help prevent the type of identity theft that has occurred since the Equifax data breach.

Oppose

S 1885: AV START Act

Sponsor: John Thune [R-SD] on 2017-09-28
https://www.govtrack.us/congress/bills/115/s1885

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This legislation would exempt millions of driverless cars (autonomous vehicles) from common-sense safety standards, likely resulting in collisions with bicyclists, other automobiles and pedestrians.

AB 2343: Eviction protection for tenants

Sponsor: Assemblyman David Chiu, D-San Francisco on 2/3/2018
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB2343

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Would give renters more time to respond (or move out) when served with an eviction notice.

Support

S. 564: HANGUP Act

Sponsor: Edward J. Markey [D-MA] on 2017-03-08
https://www.govtrack.us/congress/bills/115/s564

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The HANGUP Act repeals part of the 2015 Budget Bill that allow collectors of debt owed to or guaranteed by the United States to make robodialed and prerecorded calls and texts to cell phones without consent. It impacts those with student loans, mortgages, veterans loans, farming loans, etc.

Support

S 3065: Protecting JOBs Act

Sponsor: Marco Rubio [R-FL] on 2018-06-14
https://www.govtrack.us/congress/bills/115/s3065

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Federal law currently allows states to take away professional licenses, even drivers licenses, as a punishment for falling behind on the repayment of federal student loans. This bill would prevent states from doing that. 

Oppose

S.J.Res. 57: A joint resolution providing for congressional disapproval under chapter 8 of title 5

Sponsor: Jerry Moran [R-NE] on 2017-01-05
https://www.govtrack.us/congress/bills/115/sjres57#

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This bill intends to block federal action against discrimination in auto lending. Discrimination in auto lending continues to extract billions of dollars a year in extra loan payments from borrowers of color; Congress should be taking action to end this injustice, not interfering with efforts to enforce fair lending laws.

Support

S. 1989: Honest Ads Act

Sponsor: Amy Klobuchar [D-MN] on 2017-10-19
https://www.govtrack.us/congress/bills/115/s1989

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The Honest Ads Act would close that gaping loophole by requiring the same disclosure and transparency in online campaign ads -- like those that appear on Facebook -- that we already have in television and radio ads.

Support

AB 2110: Electronics: Right to Repair Act

Sponsor: Assemblymember Susan Talamantes Eggman, D-Stockton on 02/08/18
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB2110

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By requiring electronic device manufacturers to provide access to diagnostic guides and repair parts, The Right to Repair Act will help prolong the lifespan of electronic devices, saving consumers money and protecting the environment.

Support

AB 2731: Closing the federal ‘carried interest’ loophole

Sponsor: Assemblymember Mike A. Gipson, D-Carson on 02/15/18
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180AB2731

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Addresses a federal tax loophole that costs California billions of dollars every year and allows hedge fund managers who pay a lower federal tax rates than salaried workers. Would impose a state tax of 17% on the carried interest portion of taxable income.