Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.
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Legislative Positions
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Support
S 1389: Loan Shark Prevention Act
Sponsor: Bernie Sanders [D-VT] on 2019-05-19
https://www.govtrack.us/congress/bills/116/s1389
This bill would protect consumers burdened with exorbitant interest rates on credit cards, payday and other loans by imposing a 15% federal cap.
Support
S 1826: DO NOT Call Act
Sponsor: Catherine Cortez Masto [D-NV] on 2019-06-13
https://www.govtrack.us/congress/bills/116/s1826
This legislation would strengthen the penalties for telemarketers, scammers and others who violate the Telephone Consumer Protection Act of 1993 (TCPA). Initiating a robocall without the consent of the individual being called is outlawed under the TCPA.
Support
HR 2683: Unsubscribe Act of 2019
Sponsor: Mark Takano [D-CA] on 2019-05-10
https://www.govtrack.us/congress/bills/116/hr2683
The Unsubscribe Act would protect consumers from misleading online marketing that traps them in costly automatic monthly shipments known as a negative-option offers. This bill would force companies to get consumers' explicit permission before charging them.
Support
HR 1500: Consumers First Act
Sponsor: Maxine Waters [D-CA] on 2019-03-05
https://www.govtrack.us/congress/bills/116/hr1500
This bill would ensure that the Consumer Financial Protection Bureau (CFPB) is able to fulfill its statutory mission to put consumers first, by restoring and protecting its supervisory and enforcement powers.
Support
S 867: PROTECT Students Act of 2019
Sponsor: Margaret “Maggie” Hassan [D-NH] on 2019-03-26
https://www.govtrack.us/congress/bills/116/s867
A bill to improve oversight and accountability of institutions of higher education (particularly for-profit colleges) and protect students and borrowers by codifying the gainful employment and borrower defense rules.
Support
S 888: Understanding the True Cost of College Act
Sponsor: Charles “Chuck” Grassley [R-OH] on 2019-03-29
https://www.govtrack.us/congress/bills/116/s888
This bill offers commonsense solutions to create consistency and clarity in financial aid communications (offer letters) to students, particularly with regards to the amount and type of aid offered and the obligations associated with said aid.
Support
S1178: Safety is Not for Sale Act
Sponsor: Edward Markey (D-MA) on 2019-04-11
https://www.govtrack.us/congress/bills/116/s1178
A bill to require aircraft manufacturers to offer or provide non-required safety enhancing equipment of an aircraft without additional charge to an air carrier.
Oppose
Oppose AB 1366: VOIP phone users deserve basic protections
Sponsor: Lorena Gonzalez on 2019-2-22
AB 1366 seekd to extend a loophole allowing IP-enabled services like VOIP from state regulation. All voice providers that offer the public the vital link to 9-1-1 must once again be required to provide reliable service and consumer protections, and this bill should be opposed.
Support
S.151: TRACED Act
Sponsor: John Thune [R-SD] on 2019-01-16
https://consumeraction.salsalabs.org/stop-annoying-robocalls
26 billion robocalls were placed last year. This bipartisan bill would help stop annoying scam robocalls before they reach you, and make it easier to find and prosecute the scammers.
Support
AB 1163: Right to Repair Act: Give consumers the right to have their devices repaired
Sponsor: Assemblymember Susan Talamantes Eggman on 2019-02-21
AB 1163, the "Right to Repair Act," would provide consumers with the right to have their electronic devices repaired. By requiring device manufacturers to provide access to diagnostic guides and repair parts, this bill would help prolong the lifespan of electronic devices and save consumers money. In turn, fewer discarded electronics would…
Support
SB 378: Estate tax
Sponsor: Scott Wiener on 2019-03-25
SB 378 would allow voters to decide whether to reestablish a state inhertance tax. The first $3.5 million of inherited wealth wouls be excluded. To ensure that the inheritance taxes collected would not be misused, they would be placed in the Children's Wealth and Opportunity Building Fund. This fund would…
Support
AB 1340: Bring back “Gainful employment” standards
Sponsor: Assemblymember David Chiu on 2019-02-22
AB 1340 would establish “gainful employment” protections at the state level for students who attend for-profit schools. Students attending for-profit vocational schools have higher dropout rates, higher student loan balances, and default more frequently on their loans compared to those who attend public or non-profit schools. By comparing student debt to…
Support
SB 248: Increase the state renters’ tax credit
Sponsor: Senator Steve Glazer on 2019-02-11
SB 248 would increase the state renters’ credit to a maximum of $220 for individuals, or $440 for spouses who file jointly. The renters’ tax credit has not been adjusted since 1979. Although the average rent has more than tripled since then, the credit has remained at $60. Had the $60 credit been adjusted…
Support
SB 616: Protect the bank accounts of low-income Californians from debt collectors
Sponsor: Senator Bob Wieckowski on 2019-02-22
SB 616 would protect low-income Californians from debt collectors attempting to empty their bank accounts. By preventing collectors from taking the last $2,000 from an individual’s account, the bill would help judgment debtors maintain the ability to provide basic necessities for their households.
Support
H.R. 1516: To amend the Internal Revenue Code of 1986 to impose a tax on certain trading transactions.
Sponsor: Peter A. DeFazio [D-OR] on 2019-03-05
https://www.govtrack.us/congress/bills/116/hr1516
The House bill aims to create a new progressive tax on financial transactions that would generate billions in revenue, while addressing economic inequality and reducing high risk and volatility in the market.