Welcome to Consumer Action’s Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. For more about our work, visit our Issues and Positions page.
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Legislative Positions
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Oppose
AB 154: Public postsecondary education: income share agreement: pilot program
Sponsor: Assembly Member Voepel on
https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB154
This bill would allow students at the University of California and California State Universities to enter into income share agreements (ISA) instead of taking out loans. ISAs are unregulated by the government, repayments are uncapped, and they don't offer the same advantages as federal student loans (forbearance, hardship deferments, etc.).
Support
HR 6201: Families First Coronavirus Act
Sponsor: Rep. Nita Lowey (D-NY) on 2020-3-11
https://www.govtrack.us/congress/bills/116/hr6201
The bipartisan Families First Coronavirus Act would give millions of workers up to two weeks of paid sick leave and three months of paid family medical leave to handle personal health/family caregiving responsibilities related to the coronavirus. The legislation would also reimburse companies (via tax credits) for providing the leave.
Support
AB 539: Fair Access to Credit 2019
Sponsor: Assembly Member Monique Limón on
https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB539
This consumer protection bill stops predatory lending tactics, protects consumers and focuses on fair credit. It caps loan interest rates at 36% plus the fed fund rate (2.5% today). This bill is a compromise between consumer advocates and lenders that are currently offering loans at approximately 36%.
Support
S 2833: Veterans and Consumers Fair Credit Act
Sponsor: Senator Merkley (D-OR) on 2019-11-12
https://www.votervoice.net/ConsumerAction/Campaigns/69689/Respond
This legislation would extend financial protections that currently apply only to active duty servicemembers (through the Military Lending Act, which caps interest rates on loans at 36%) to all consumers.
Oppose
S 1116: Balancing the Rights of Web Surfers Equally and Responsibly (BROWSER) Act
Sponsor: Marsha Blackburn (R-TN) on 2019-04-10
https://www.govtrack.us/congress/bills/116/s1116
The BOWSER Act is an insufficient consumer privacy bill that places the burden of protecting their online data on consumers (rather than the corporations collecting it). It offers no protections for civil rights violations, nor does it enable states or individuals to take private action to enforce any data privacy…
Support
S 2968: Consumer Online Privacy Rights Act (COPRA)
Sponsor: Maria Cantwell (D-WA) on 2019-12-03
https://www.govtrack.us/congress/bills/116/s2968
This bill would provide consumers with basic online data privacy rights, create the mechanisms by which government would ensure that corporations use consumer data appropriately, and allow the enforcement of any new rules.
Support
S 2220: Open and Responsive Government Act
Sponsor: Chuck Grassley (R-IA) on 2019-07-23
https://www.govtrack.us/congress/bills/116/s2220
If passed, this bill would ensure that watchdog organizations, the media and the public retain access to vital information of public interest that they’ve historically been able to obtain through the Freedom of Information Act (FOIA).
Oppose
S 2685: Consumer Credit Control Act of 2019
Sponsor: Jack Reed (D-RI) on 2019-10-23
https://www.govtrack.us/congress/bills/116/s2685
This bill would amend the Fair Credit Reporting Act to give consumers control over when and how their consumer reports are shared by credit bureaus.
Oppose
S 1895: Lower Health Care Costs Act (Section 205)
Sponsor: Lamar Alexander (R-TN) on 2019-06-19
https://www.govtrack.us/congress/bills/116/s1895
While this legislation would encourage production of less expensive generic medications, as well as transparency in the prescription supply chain, we oppose section 205 of the bill because it would restrict access to air medical services (which is particularly concerning for patients in rural areas during medical emergencies).
Support
S 1002: Affordable Loans for Any Student Act
Sponsor: Ed Merkely (D-OR) on 2019-04-03
https://www.govtrack.us/congress/bills/116/s1002
This comprehensive legislation would ensure affordable and simple income-based repayment plans for federal student loan borrowers.
Support
S 1414: The Student Borrower Bankruptcy Relief Act of 2019
Sponsor: Richard Durbin (D-IL) on 2019-05-09
https://www.govtrack.us/congress/bills/116/s1414
Unlike gambling, credit card and mortgage debt, student loan debt cannot be discharged by filing for bankruptcy. This legislation would eliminate the section of the bankruptcy code that makes private and federal student loans nondischargeable.
Support
S 608: Court Legal Access and Student Support (CLASS) Act
Sponsor: Richard Durbin (D-IL) on 2019-02-28
https://www.govtrack.us/congress/bills/116/s608
The CLASS Act would protect students’ rights to hold for-profit colleges accountable in court for defrauding them, by prohibiting any school that receives government (Title IV) student aid funding from forcing students into arbitration (or taking away their right to pursue a class action lawsuit).
Support
HR 5066: Tax Excessive CEO Pay Act of 2019
Sponsor: Barbara Lee (D-CA) on 2019-11-13
https://www.govtrack.us/congress/bills/116/hr5066
Tax Excessive CEO Pay Act of 2019 This bill requires an increase in the corporate income tax rate based upon the ratio of compensation paid to the corporation's highest paid employee to median worker compensation. The pay ratios range from greater than 50 to 1 (0.5% increase) to greater than…
Support
S 2849: Tax Excessive CEO Pay Act of 2019
Sponsor: Bernard Sanders [I-VT] on 2019-11-13
https://www.govtrack.us/congress/bills/116/s2849
A bill to amend the Internal Revenue Code of 1986 to impose a corporate tax rate increase on companies whose ratio of compensation of the CEO or other highest paid employee to median worker compensation is more than 50 to 1, and for other purposes.
Support
S 2155: Stop Wall Street Looting Act
Sponsor: Elizabeth Warren [D-MA] on 2019-07-17
https://www.govtrack.us/congress/bills/116/s2155
A bill to require the Securities and Exchange Commission to issue rules requiring private funds to publicly disclose certain information, and for other purposes.