Help Desk FAQ

Debit Cards


What can I do to avoid overdraft fees on my debit card?

Banks are no longer allowed to charge an overdraft fee for point-of-sale or ATM debit card transactions unless you have opted in to overdraft protection. If you do opt in, the bank could charge you a fee whenever you overdraw the account.

Not opting in to your bank’s overdraft protection program only prevents fees on point-of-sale transactions and ATM withdrawals. Overdraft fees would still automatically apply to checks, online bill payments and recurring debits that overdraw your account.


Quick Menu

Support Consumer Action

Support Consumer
Facebook FTwitter T

Consumer Help Desk