Consumers may save on credit card cash-back deals

Source: Hadley Malcolm, USA TODAY

As Black Friday kicks off a holiday buying frenzy, credit cards can become a back-pocket arsenal for shoppers looking to save more than a few bucks on myriad purchases. Credit card companies and retailers with credit cards will be more aggressive than ever this holiday season in promoting cash-back deals and savings benefits, credit card experts say. "Card issuers are courting consumers again," says Beverly Harzog at "This is the perfect time, when people are really looking to get a deal to make it through the holidays." •American Express this month started offering five times the amount of rewards points to card holders when they buy from certain brands, such as Apple and Target. A "Cyber Week" promotion Nov. 21-30 allows card holders to redeem their points on discounted items.

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