How private Is my pay app?

Source: Sara Harrison, The Markup/CNN

Virtual peer-to-peer payments are the currency of the pandemic. Pay apps say they need access to certain personal information, including names, Social Security, and bank account numbers. They also collect information about activity in the app, such as transaction histories that show when and where, and to or from whom, users made or received payments.

But while apps may need this information to run their services effectively, they may also profit from the data users divulge.

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