Are record low mortgage rates gone for good?

Source: Julie Schmit, USA TODAY

Mortgage interest rates have ticked up for three of the past four weeks, and while big increases are unlikely, further drops are, too.

The average for a 30-year, fixed-rate mortgage hit 3.53% this week, marking the first time rates pushed above 3.5% in more than three months, mortgage giant Freddie Mac reported Thursday.

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