Twelve smart ways to spend $1,200 in 2012

Source: Dave Carpenter, Associated Press

Wallets are opening up this holiday season. Some of that spending will be rewarding, but some will lead to a debt hangover in 2012. Pausing to develop a spending plan can help limit impulsive credit card purchases and set your priorities for the coming year. With that in mind, these 12 ways to spend $1,200 in 2012 offer a mix of the practical and the indulgent. Even if you don't have that much, the tips may give you some ideas on how to get the most from your money to help you and others.

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