What to do if you buy now, can’t pay later

Source: Melissa Lambarena, Nerdwallet (Washington Post)

Buy now, pay later” can be a convenient payment method. But if you don’t factor the recurring payments into your budget, it can get messy.

Revisit your budget (or create one) to understand where money is going.

“Do you need all of those subscription services you have now? Is there a way to get a cheaper cell phone plan or a cheaper cable plan or shop for cheaper insurance?” says Katie Bossler, quality assurance specialist at GreenPath, a nonprofit credit counseling agency.

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