Library: English | California Immigrants and Credit.

A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes a short glossary of credit terms and a listing of community resources for further information.

Library: English | Giving Yourself Some Credit.

An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit report for accuracy. Explains the Equal Credit Opportunity Act.

Library: English | Where Can I Get Credit?.

A fact sheet that explains various sources where consumers can obtain credit, such as banks, credit unions, finance companies and pawnbrokers.

Library: English | Paying Your Bills - Consumers in Debt Series.

A fact sheet that explains the importance of paying your bills on time, and how your history of payments affects your credit rating. Also discusses credit contracts, especially retail installment contracts, and credit cards.

Library: English | The Fair Debt Law - Consumers in Debt Series.

A fact sheet that explains the “fair debt law,” the law that regulates what actions a collection agency can take in trying to collect a debt from you.

Library: English | Debt Consolidation Is It for You? .

A fact sheet that explains how to consolidate your debts so that you only have to make one monthly payment. Discusses the advantages and possible problems with debt consolidation.