Chinese Library: Auto Lending/Insurance

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Library: Chinese | Time for an insurance checkup (Chinese) .

個人應該保持適當足夠的保險,其意義在於你每年都需要重新評估自己的保險涵蓋範圍,同時如果你的生活中發生特殊狀況時,你應如何調整個人保險去應對。這本查核個人保險的刊物詳述對於定期查核個人保險條款的重要性,也列舉各項會造成個人保險涵蓋範圍改變的生活特殊狀況。同時內容也有你應如何妥善處理個人保險的相關提示及查核工具,以及各項網上資源鏈接以供消費者查詢。

Staying adequately insured means reassessing your coverage each year and adjusting it in response to specific life events. This Insurance Checkup fact sheet explains why it’s important to revisit your insurance policies regularly, lists specific life events that typically warrant a change in coverage, provides tips and tools for managing your insurance and offers links to resources where you can learn more.

Category: Auto Lending/Insurance Housing Insurance on Aug 16, 2017

Library: Chinese | California’s Lemon Law (Chinese) Protection for new and used car buyers.

這本有關新車和二手車買主的加州保護法手冊將詳述州立檸檬法如何運作,涵蓋哪些車輛,以及大多數汽車經銷商採用的仲裁方案,以及加州的消費者應如何索償。

This fact sheet about California’s protections for new and used car buyers explains how the state Lemon Law works, which vehicles are covered, the arbitration programs used by most car dealers and how consumers can pursue a claim in California.

Category: Auto Lending/Insurance Consumer Rights on Jun 09, 2017

Library: Chinese | Get a car loan (Chinese) That’s in your best interest.

如果你正在尋求貸款購買新車或二手車,即使你的信用記錄很差,你還是可以有很多選擇。然而,逾期付款和其它信用問題則會令貸款公司把你列為高風險客戶,並因此提高你的貸款利率。每家貸款公司的利率都有所不同,因此要貨比三家才能找到最划算的貸款。

If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Category: Auto Lending/Insurance Credit on May 23, 2017

Library: Chinese | California’s Low Cost Automobile Insurance Program (Chinese) .

加州政府設立本保險計劃,為符合收入標準﹑行車記錄好的駕駛人提供低價的車輛責任保險。承保單由在加州註冊的保險公司開出。加州法律規定要設立一項加州低價車輛保險計劃,以滿足其財務責任法律的有關規定。

The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

Category: Auto Lending/Insurance Insurance on Apr 24, 2017

Library: Chinese | Auto Insurance: The Basics (Chinese) .

每位駕駛人士都有責任購買一份合適的汽車保險。這本指南將協助你決定你需要選購哪些保險項目及保額多少,以及怎樣才能以最合理的價錢得到最佳的保障。

It’s every driver’s responsibility to have adequate auto insurance. This guide will help you determine how much—and what kinds of—coverage you need, and how to get protection at the best price.

Category: Auto Lending/Insurance Insurance on Aug 10, 2015

Library: Chinese | California Car Buyer’s Bill of Rights (Chinese) .

由2006年7月1日開始, 有一項重大的新聞是與加州購車者有關的。這項購車者權利法案將改變加州成千上萬的汽車買賣方式。

California car buyers have important new rights beginning July 1, 2006. The Car Buyer’s Bill of Rights will change the way millions of cars are bought and sold in California.

Category: Auto Lending/Insurance Credit Credit Reports/Scores Credit Scores on Jun 16, 2006

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