Postings

Congress: Pass a clean budget for FY2021
Advocates called on Congress to pass an upcoming federal budget that funds the things that Americans care about, not undo essential consumer and environmental safeguards through policy riders. Policy riders are attached to legislation and rarely have anything to do with the bill. In fact, most riders are handouts to big corporations and special favors for interest groups that could not become law on their own merits. As Congress prepares the federal budget for fiscal year 2021, no appropriations titles, package of bills, or continuing resolutions should pass if they contain poison pill policy riders that go against the public interest, including policies that ensure safe and healthy food, restrain Wall Street abuses, provide access to justice and fair housing, and guarantee access to safe healthcare.

Federal deregulation attempts increase barriers to affordable housing
All over the country, housing unaffordability has become a crisis. The number of households spending more than half of their income on housing payments has skyrocketed in the past decade. Almost 50% of renters are struggling with unaffordable rents, and the homeless population is rapidly growing in high cost areas. In response to this national crisis, the Department of Housing and Urban Development published a request for information to examine how regulations could be creating barriers to affordable housing. In response, advocates point out that it's not regulatory efforts, but moves to deregulate the housing and financial markets that are eroding and withdrawing crucial commonsense oversights, thereby increasing barriers to affordable housing.

The sale of .org a big concern for non-profit organizations
A private equity firm will soon run the internet’s top domain name extension for non-profits after purchasing the non-profit organization that runs it. Millions of non-profits around the world rely on .org domain. Yet, the Internet Society, the American nonprofit organization founded in 1992 to provide leadership in internet-related standards, decided to sell it, causing concern that fees to renew domain names will drastically increase in order for the firm to recoup its billion-dollar investment. Proponents of the deal reasoned that competition will keep renewal prices in check, but non-profit associations with established web addresses are wary to risk changing their web address and losing their online identity—in doing so, organizations may not be found by clients and donors under a new web address.

Trump wants to use credit scores to keep immigrants out of the country
The Department of Homeland Security has issued a terrible proposal that intends to use immigrants’ personal credit information as part of the assessment to qualify for a green card or visa. Using an irrelevant, often error-prone, measure like a credit score to assign immigration status is not only absurd, it misuses credit information, and places financial stress and economic harm on families.

FHFA announces major upgrades to mortgage application process for LEP borrowers
Consumer Action joined advocates in applauding the Federal Housing Finance Agency (FHFA) in its efforts to improve its affordable housing goals and to reach underserved communities.

Border wall funding is a waste of taxpayer dollars
Funding for a border wall has faced strong opposition from a diverse coalition of organizations that include Latino, civil rights, consumer, environmental, faith and border community groups. The coalition has spent months advocating against the militarization of the border and the vilification of border and immigrant communities. As Congress moves forward with the FY2019 appropriations process, we urge leadership to reject efforts to continue funding additional border wall construction that draws scarce resources away from urgently needed infrastructure.

Secretary DeVos called on to protect student loan borrowers of color
Consumer Action joined the Leadership Conference on Civil and Human Rights, a coalition of more than 200 national advocate organizations, in sending a letter to U.S. Secretary of Education Betsy DeVos, expressing strong concerns about the Department of Education’s recent changes to student loan servicing, debt collection, and higher education regulations and their impact on Black and Latino borrowers. These actions are inconsistent with the Department of Education’s responsibility to advance higher education and serve the interests of all students, including students of color.

Fighting for DACA and DREAMers’ access to higher education
64 higher education and consumer advocacy organizations call upon Congress to take up and pass the Dream Act to protect and allow hundreds of thousands of DREAMers to take part in our society and economy.

Enough with the sneaky and harmful policy riders
Appropriations bills continue to be misused to undermine essential consumer and environmental safeguards through poisonous policy riders. Enough is enough! Advocates are asking Congress to oppose any FY 2018 bills that contain controversial riders regarding unpopular and dangerous initiatives that would otherwise never pass on their own.

The FHFA should make mortgages more accessible to people with LEP
In 2014, approximately 25.3 million individuals, roughly 9 percent of the U.S. population, were considered limited English proficient (LEP). Despite this sizable need and opportunity, the language needs of many current and potential homeowners are left unmet in the mortgage marketplace.

Search

Quick Menu

Facebook FTwitter T
 

Consumer Help Desk

Advocacy