English Library: Credit

All Consumer Action publications are available online, with most also available as a PDF download. Government agencies, nonprofits and other community-based organizations who wish to distribute our publications for educational purposes can use the PDF file to instantly produce a professional-looking brochure using an office printer.

Money Management 1-2-3: PowerPoint slides

Library: English | Money Management 1-2-3: PowerPoint slides

The Money Management 1-2-3 PowerPoint training files are available for download below. (NOTE: Disregard the “No Download Available” message and scroll down to “Click your preferred download option below.”)

Category: Banking Credit Debt Collection Housing Insurance Investing Mortgages Money Management Student Loans Taxes on May 26, 2016

 
Money Management 1-2-3: Lesson plans and class activities

Library: English | Money Management 1-2-3: Lesson plans and class activities
These PDF files provide guidance for educators teaching the Money Management 1-2-3 curriculum. Each contains a detailed lesson plan, classroom activities, and take-home worksheets for the particular section (Part 1, 2 or 3) being presented. Category: Banking Credit Debt Collection Housing Insurance Investing Mortgages Money Management Student Loans Taxes on May 26, 2016

 
What You Need to Know About ‘Alternative’ Mortgage Lenders

Library: English | What You Need to Know About ‘Alternative’ Mortgage Lenders

Nearly 50 percent of all home loans are made by mortgage lenders that are not banks. Non-bank mortgages offer benefits for many borrowers—if they know which loan terms to look for and which to steer clear of. In addition to highlighting potentially risky loan terms to avoid, this fact sheet explains the consumer protection requirements lenders must meet and offers tips and resources for homebuyers shopping for a mortgage.

Category: Credit Housing Buying a Home Home Financing Mortgages on Mar 21, 2016

 
Credit Scores in the U.S.

Library: English | Credit Scores in the U.S.: A guide for students, immigrants and savvy consumers

Establishing credit and building a good credit score is essential, but it can be challenging for consumers who are new to the process, such as students and immigrants. This publication explains what a credit score is, how it is used, how to find out where you stand and what specific steps you can take to build a credit history or improve your score.

Category: Credit Credit Reports/Scores on Jan 06, 2016

 
When a Collector Calls: An Insider’s Guide to Responding to Debt Collectors

Library: English | When a Collector Calls: An Insider’s Guide to Responding to Debt Collectors

Millions of consumers are contacted by debt collectors every year. This concise “insider’s” guide to responding to a debt collection call or letter, written with input from an association of collectors, provides tips for communicating effectively with a collector, exercising and protecting your rights and avoiding debt collection scams.

Category: Bankruptcy Credit Debt Collection on Nov 18, 2015

 
A Consumer’s Guide to ‘Chip’ Cards

Library: English | A Consumer’s Guide to ‘Chip’ Cards

This publication answers credit and debit card customers’ questions about why the transition to “smartcards” is taking place, how the checkout process will change, what consumer protections they will have and where to get more information about chip cards.

Category: Banking Credit Prepaid Cards on Jul 28, 2015

 
Get a Car Loan

Library: English | Get a Car Loan: That's in Your Best Interest

If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Category: Auto Lending/Insurance Credit on Mar 05, 2015

 
Student Loan and Education Resource List

Library: English | Student Loan and Education Resource List

This concise, five-page guide provides resources to help beginning students figure out what their college education financing options are, what they can afford, which schools are worth the cost and how to get the student loan process started. Current and former students can benefit from the sections on loan repayment and what to do if the loan goes into default. The publication includes resources specifically for veterans.

Category: Credit Debt Collection Military/Veterans Student Loans on Jan 08, 2015

 
 

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