English Library: Credit
All Consumer Action publications are available online, with most also available as a PDF download. Government agencies, nonprofits and other community-based organizations who wish to distribute our publications for educational purposes can use the PDF file to instantly produce a professional-looking brochure using an office printer.
Library: English | What You Need to Know About ‘Alternative’ Mortgage Lenders
Nearly 50 percent of all home loans are made by mortgage lenders that are not banks. Non-bank mortgages offer benefits for many borrowers—if they know which loan terms to look for and which to steer clear of. In addition to highlighting potentially risky loan terms to avoid, this fact sheet explains the consumer protection requirements lenders must meet and offers tips and resources for homebuyers shopping for a mortgage.
Category: Credit Housing Buying a Home Home Financing Mortgages on Mar 21, 2016
Library: English | A Consumer’s Guide to ‘Chip’ Cards
This publication answers credit and debit card customers’ questions about why the transition to “smartcards” is taking place, how the checkout process will change, what consumer protections they will have and where to get more information about chip cards.
Category: Banking Credit Prepaid Cards on Jul 28, 2015
Library: English | Get a Car Loan: That's in Your Best Interest
If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.
Category: Auto Lending/Insurance Credit on Mar 05, 2015
Library: English | Student Loan and Education Resource List
This concise, five-page guide provides resources to help beginning students figure out what their college education financing options are, what they can afford, which schools are worth the cost and how to get the student loan process started. Current and former students can benefit from the sections on loan repayment and what to do if the loan goes into default. The publication includes resources specifically for veterans.
Category: Credit Debt Collection Military/Veterans Student Loans on Jan 08, 2015