Library: English | Homeowners and renters insuranceWhat you need to know before and after a natural disaster

With the majority of U.S. residents living in areas at risk of a natural disaster, most households need to seriously consider how they would recover from the loss of their home and possessions. This publication explains which disaster losses are—and are not—covered under a standard homeowners or renters insurance policy, how to make sure you are adequately insured, what steps to take to recover your losses after disaster strikes, and what your options are if your insurance falls short.

Library: English | FEMA spells federal disaster relief for homeowners and renters

The Federal Emergency Management Agency (FEMA) offers a variety of programs to help victims of disasters repair, rebuild or replace their homes and possessions. This publication describes the types of FEMA assistance available to homeowners and renters and provides details about program eligibility and the application process. It also highlights the limitations of FEMA assistance and stresses the importance of purchasing adequate personal insurance coverage.

Library: English | Disaster insurance and FEMA assistance (Q&A)Questions and answers for homeowners and renters

This backgrounder, written in Q&A format, answers many questions about renters and homeowners disaster insurance coverage and FEMA programs that help victims recover from disaster-related losses.

Library: English | Disaster Insurance and FEMA Assistance - Seminar Lesson Plan and Class Activities

This downloadable packet guides community educators through a two-hour presentation on insuring your home and belongings against disaster and the ways FEMA helps homeowners and renters recover. In addition to the lesson plan (to be used in conjunction with the downloadable PowerPoint presentation), the packet includes exercises, resources and a class evaluation form.

Library: English | Disaster Insurance and FEMA Assistance - PowerPoint Training Slides

This downloadable PowerPoint presentation is designed to be used in conjunction with the “Disaster insurance and FEMA assistance’” lesson plan. The slides provide a visual component to the training that helps to engage learners and improve retention.

Library: English | Insurance in the ‘Sharing Economy’ - PowerPoint Slides

This downloadable PowerPoint presentation is designed to be used in conjunction with the “Insuring yourself in the ’sharing economy’” lesson plan. The slides provide a visual component to the training that helps to engage learners and improve retention.

Library: English | Insuring Yourself in the ‘Sharing Economy’ - Seminar Lesson Plan and Class Activities

This downloadable packet guides community educators through a two-hour presentation on the insurance needs of consumers who participate in the sharing economy. In addition to the lesson plan (to be used in conjunction with the downloadable PowerPoint presentation), the packet includes exercises, resources and a class evaluation form.

Library: English | Questions and Answers about Insurance in the ‘Sharing Economy’

Written in Q&A format, this eight-page backgrounder expounds on the topics covered in the “Insuring Yourself in the ‘Sharing Economy‘” guide.

Library: English | Insuring Yourself in the ‘Sharing Economy’

The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

Library: English | California’s Low Cost Automobile Insurance Program

The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.