consumeraction

Library: Vietnamese | Don’t Fall for the Wrong Call (Vietnamese) Bảo vệ chính mình đừng bị lừa vì nạn gian lận bán hàng qua điện thoại.

Telemarketing fraud — using the phone to swindle and cheat — robs U.S. consumers of about $40 billion a year. Don’t fall for the wrong call, an 8-page, in-depth guide provides information on common tricks and charitable donation scams used by telemarketers, how to answer sales calls, warning signs of fraud, how to protect yourself from unwanted calls, your rights under the law and how you can sue telemarketers who do not honor your wishes not to be called. The guide also contains a listing of complaint handling agencies and other helpful resources.

Library: Vietnamese | Banking Basics - You can bank on it (Vietnamese) .

A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and resolving problems.

Library: Vietnamese | Slammed! (Vietnamese) What to do when your long distance service is switched without your permission.

This brochure explains what to do if you are “slammed” – if your long distance service is switched without your permission. Slamming is prohibited by federal and state law. Includes the new Federal Communications Commission (FCC) consumer protection rules to help you if you’ve been slammed.

Library: Vietnamese | Giving Yourself Some Credit (Vietnamese) .

An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit report for accuracy. Explains the Equal Credit Opportunity Act.

Library: Vietnamese | Banking Basics (Vietnamese) Những Điều Nên Biết Về Trương Mục Vãng Lai.

An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.

Library: Vietnamese | Surviving and Controlling Debt (Vietnamese) Bạn Phải Biết Mình Muốn Gì.

An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy.

Library: Vietnamese | Budgeting and Planning (Vietnamese) Xây Dựng Một Tương Lai Tốt Đẹp Hơn.

An illustrated fact sheet explaining how to control financial problems by budgeting and planning. Explains the functions of a budget, how to do a cash flow analysis, and how to create a workable budget. Also describes how to stick to a budget and make it work.

Library: Vietnamese | California Immigrants and Credit (Vietnamese) .

Bài hướng dẫn giải thích tín dụng cho người di dân California: phương cách đạt tiêu chuẩn để lấy tín dụng, cách sử dụng đúng đằn, và phương cách tránh vấn đề xảy ra với tín dụng. Bài viết giải thích các cơ quan cho tín dụng, lý lịch tín dụng, cơ quan báo cáo tín dụng, mánh lới lường gạt và lạm dụng. Bài viết cũng đính kèm một bảng chú giải danh từ tín dụng và các nguồn hướng dẫn trong cộng đồng.

A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes a short glossary of credit terms and a listing of community resources for further information.