Library: Vietnamese | Keeping Your Home - Protect your investment (Vietnamese) .

People who plan, budget and save for successful homeownership have a much better chance of keeping a roof over their heads and building wealth as property values increase over the years. This brochure covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity.

Library: Vietnamese | Understanding Your Credit Score (Vietnamese) .

Your credit score is a “snapshot” of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it.

Library: Vietnamese | Freeze Your Credit File (Vietnamese) Leave ID thieves out in the cold.

A credit file “security freeze” is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to “freeze” your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze.

Library: Vietnamese | You Make the Call (Vietnamese) Selecting the right Phone Services for You.

There are a variety of phones, communications methods, calling plans and carriers. This publication is designed to help you choose the equipment and services that best meet your needs.

Library: Vietnamese | Protect Your Phone Records (Vietnamese) .

Phone records are an important source of private information that someone might try to access without your consent for illegal or harmful purposes. This publication can help you understand who would want to access your phone records, why they might want to do it, how they try to access your private information and what you can do to reduce the chances of becoming a victim.

Library: Vietnamese | Disaster Relief Resources (Vietnamese) .

This free fact sheet is designed to help you assist homeowners in your community to access benefits and protections to help them save their homes from default and foreclosure. The resources listed in this fact sheet are legitimate statewide or national programs available to disaster-impacted homeowners at low or no cost.

Library: Vietnamese | How to send money home (Vietnamese) Tips for transferring money overseas.

Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money overseas.

Library: Vietnamese | California Car Buyer’s Bill of Rights (Vietnamese) .

California car buyers have important new rights beginning July 1, 2006. The Car Buyer’s Bill of Rights will change the way millions of cars are bought and sold in California.

Library: Vietnamese | Choosing a Wireless Service Provider (Vietnamese) .

The wireless world offers broad choices among service providers, calling plans, and phones. Low-priced equipment and rates make wireless calling affordable for many individuals and families. Plus, today’s cell phone is not just for talking - it can be used to snap photos, surf the Internet, send email, play games, and more. With so much to choose from, it can be a challenge to figure out what’s best for you.

Library: Vietnamese | Poor Credit means Higher Interest Rates - How to avoid bad loans (Vietnamese) .

This brochure addresses “subprime” loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.