Coalition Efforts

Consumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see "More Information" at the end of each article.


Promoting competition with cable companies
As technology continually improves the way consumers enjoy television and media, it is important to ensure consumers have a choice when it comes to the hardware they utilize. The Federal Communication Commission (FCC) should promote the creation of third-party devices that are just as compatible with consumers' cable systems as cable-supplied devices.

Possible changes to Medicare promote choice and savings for seniors
One of the federal government's most successful and cost-effective healthcare programs, Part D, provides drug benefits for the elderly and disabled through private insurers to 36 million enrollees. The federal Center for Medicare and Medicaid services (CMS) proposed changes to Part D as part of the agency’s ongoing effort to strengthen the program, ultimately helping beneficiaries make good choices and saving taxpayers money.

Stringent telecom carrier safeguards needed to protect consumer privacy
The Communications Act allows the Federal Communications Commission (FCC) to protect the sharing of consumers' telecom data without consumers' explicit consent. The telecom industry would like the FCC to leave it up to carriers to interpret and implement these protections. In comments to the FCC, Consumer Action and privacy advocates urge the federal agency to protect telecom customers' private information - establishing contractual protections for shared private information is not the same thing as getting customers' consent to share their data.

Wall Street is about to crash the housing market—again
In a letter to housing regulators, Consumer Action joins advocates demand "immediate federal intervention" to rebalance the housing market in favor of qualified borrowers who currently can't get affordable mortgage loans. All-cash buyers keep the lending high, making it seemly impossible for first-time homebuyers to enter the market.

Limiting the CFPB’s power helps Wall Street, hurts consumers
The deceptively named bill, Consumer Financial Freedom and Washington Accountability Act (H.R. 3193), would replace the position of Director of the Consumer Financial Protection Bureau (CFPB) with a five-member commission, would change the voting standard for the Financial Stability Oversight Council from a two-thirds majority to a simple majority vote, and would make the agency subject to the congressional appropriations process rather than the current funding system through the Federal Reserve.

Two years later - where’s the Consumer Privacy Bill of Rights?
Two years ago President Obama made an important commitment to introduce privacy legislation. Today, industry self-regulation has failed and opt-out techniques force consumers to check their privacy settings every time a company changes its business model. These are not reasonable consumer privacy protections.

Homeowners could face extra tax burden in 2014
The foreclosure crisis is far from over for many homeowners. The expiration of the Mortgage Forgiveness Debt Relief Act means those who were forced to short sell their homes will be subject to higher tax rates by the IRS.

In support of public comments on Big Data and privacy rights
In response to the President’s plan to conduct a comprehensive review of Big Data and The Future of Privacy, Consumer Action joined a letter urging the Office of Science and Technology Policy (OSTP) to solicit public comments as a means to encourage public participation in the development of important data privacy policy.

Stronger gainful employment rule is needed to protect taxpayers
Stronger reform is needed to protect students and taxpayers from for-profit schools that receive federal funding, but do not meet educational requirements, graduate their students, or provide the skills needed for graduates to find post-graduation employment. Consumer Action and 50 other consumer advocates drafted a letter to the President addressing several flaws in the current gainful employment legislation, proposed by the Department of Education, that aims to protect Americans from for-profit college shortcomings.

Better records needed for banks selling consumer debt
Unlawful debt buyer practices have caused great harm to Americans and present significant risks for banks' reputations. In a letter to the Office of the Comptroller of the Currency (OCC), Consumer Action and coalition advocates address many of the problems seen with respect to debt collection by debt buyers, and detail the harmful impact on lower-income people and communities.

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