Coalition EffortsConsumer Action is working on these important issues along with other organizations. If you would like to know more about these issues, please see "More Information" at the end of each article.
Table of Contents
Congress must keep health markets competitive
As detailed in the letter to the Senate Judiciary Committee, the proposed mergers between Anthem and Cigna and Aetna and Humana will reduce the number of major health insurers from five to three and will pose the threat of substantial harm to millions of consumers. Consumer Action joins advocates in urging the Subcommittee to investigate the mergers and the impact consolidation will have on the healthcare market.
End the private prison racket in America
Sen. Bernie Sanders (I-Vt.), Rep. Raúl M. Grijalva (D-Ariz.), Rep. Keith Ellison (D-Minn.) and Rep. Bobby L. Rush (D-Ill.) introduced bills to ban private prisons, reinstate the federal parole system and eliminate quotas for the number of immigrants held in detention. Under the plan, the federal government would have three years to end its practice of using private companies to keep people behind bars. The ban would also apply to state and local governments, which have increasingly turned to private contractors in a bid to save money.
Don’t restrict the CFPB’s oversight of auto financing issues
In the latest effort to restrict the Consumer Financial Protection Bureau’s (CFPB) jurisdiction, legislators target the agency’s regulatory power over the auto financing industry. The “Reforming CFPB Indirect Auto Financing Guidance Act” (H.R. 1737) places unnecessary restrictions on the agency and is designed to hamper the agency’s attempts to bring fairness and transparency to the auto lending market.
Whistleblowers like Snowden deserve protections
Consumer Action joined over 40 advocate organizations to ask the President to pardon National Security Agency whistleblower and fugitive Edward Snowden and to endorse S. 794, legislation introduced by Sen. Claire McCaskill, D-Mo., that would restore whistleblower protections for intelligence community contractors.
Policy riders threaten vital public safeguards, hijack budget process
A coalition of 178 groups is urging President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains inappropriate and ideological policy riders. These riders would jeopardize policies that restrain Wall Street abuses; guarantee clean air, food and water; ensure safe consumer products and continued access to vital health care services; keep homes and workplaces safe; prevent consumer rip-offs; and hold big corporations accountable for wrongdoing.
“Full file” reports undermine existing protections and harm consumers credit
Consumer advocates wrote Congress in opposition of H.R. 3035, the Credit Access and Inclusion Act of 2015. This legislation, if enacted, would preempt state utility regulatory and legislative authority, risk damaging the credit scores of millions of low-income consumers and conflict with long-standing state utility regulatory consumer protections.
Keep auto insurance affordable for everyone
The Federal Insurance Office (FIO) must establish a strong affordability standard for low- and moderate-income Americans, according to nearly 50 organizations from 23 states and DC that jointly submitted comments to FIO. The groups called on FIO to move forward with its proposal to collect data directly from insurance companies and review the cost of basic liability auto insurance for tens of millions of financially strained drivers.
Taking a stand for prompt, reliable mail service
54 organizations concerned with protecting prompt, reliable mail service, wrote Congress asking representatives to co-sponsor two bipartisan resolutions to protect and strengthen the United States Postal Service. Recent cuts to service provide little to no savings, are counterproductive, and are in opposition to the mission of the institution. Delayed or unreliable service drives away frustrated customers and businesses that are spending the same and getting less service, and leads to decreased revenue.
The SEC should make shareholder reports accessible to all
The Securities and Exchange Commission's proposed Rule 30e-3 would eliminate the current requirement that important mutual fund information be mailed to investors in paper form. This rule would greatly impact small investors around the country, including seniors and the 25 percent of households that don't have access to the Internet, many of whom reside in rural communities without broadband connectivity.
The Mylan-Teva merger is a healthcare disaster for consumers
A proposed merger of the two largest U.S. generic drug makers drew opposition from seven consumer groups. Advocates asked antitrust enforcers at the Federal Trade Commission to stop Teva Pharmaceutical Industries proposal to purchase Mylan, saying it would lead to higher prices for consumers and more drug shortages.
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