Welcome to Consumer Action's Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.
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Sponsor: Keith Ellison [D-MN5] on 2017-01-11
This bill aims amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain positive consumer credit information, including rent, utility and telecom payments, to consumer reporting agencies.
Sponsor: Richard Durbin [D-ILnull] on 2017-05-25
This bill will help address the student debt crisis by once again permitting privately issued student loans to be discharged in bankruptcy, the same as nearly all other forms of private unsecured debt.
Sponsor: Alan Franken [D-MNnull] on 2017-03-29
This bill aims to stop prescription drug corporations from gouging consumers with high prices on the medicines they need to lead healthy and productive lives.
Sponsor: Edward Markey [D-MAnull] on 2017-05-04
As airlines continue to charge consumers sky-high fees for basic services such as checking a bag and changing or canceling a flight, this bill prohibits airlines from imposing fees, including cancellation, change and bag fees, that are not reasonable and proportional to the costs of the services provided.
Sponsor: Senator Robert M. Hertzberg on 02/13/2017
SB 313 would protect consumers from deceptive “free” trial offers that convert to paid subscriptions without the consumer’s awareness or consent.
Sponsor: Bob Goodlatte [R-VA6] on 2017-01-13
This bill would be a gift to lawbreakers at the expense of families and communities suffering from injuries that cannot be addressed by direct restitution. It cuts off any payments to third parties other than individualized restitution, limiting federal enforcement officials of their ability to negotiate appropriate relief for victims.
Sponsor: Rob Portman [R-OH] on 2017-03-14
This bill would create unecessary bureaucratic hoops for the Consumer Financial Protection Bureau (CFPB), thwarting its attemps to do its job and protect consumers. Specifically, the bill would create a dedicated, Senate-confirmed inspector general to oversee the Bureau.
Sponsor: Keith Ellison [D-MN5] on 2017-01-17
The Investor Choice Act of 2017 aims to eliminate forced arbitration for consumers in investor contracts with brokerage firms and investment advisers.
Sponsor: Richard Blumenthal [D-CTnull] on 2017-03-15
"The Justice for Servicemembers Act" makes unenforceable any pre-dispute agreement to arbitrate a claim under the Uniformed Services Employment and Reemployment Rights Act (USERRA), which prohibits employment discrimination against servicemembers and veterans, and makes other changes to help plaintiffs enforce USERRA’s protections.
Sponsor: Bob Goodlatte [R-VA6] on 2017-02-09
This bill undermines the enforcement of this nation’s civil rights laws and upend decades of settled class action law. This sweeping and poorly drafted legislation will create needless chaos in the courts without actually solving any demonstrated problem and, If enacted, unfairly impacts it people of color and the elderly.
Sponsor: Tim Walberg [R-MI7] on 2017-02-13
H.R. 1004 will significantly undermine federal agencies’ ability to engage and inform the public in a meaningful and transparent way regarding its work on important science-based rulemakings that will greatly benefit the public.
Sponsor: Bob Goodlatte [R-VA6] on 2017-01-03
This bill would cripple the process for issuing and enforcing rules to ensure we have clean air and water, safe food and consumer products, fair wages and safe workplaces and many other key protections. Dozens of new burdensome requirements would increase the demands on already struggling agencies.
Sponsor: Kevin Yoder [R-KS3] on 2017-01-09
This bill would reform the Electronic Communications Privacy Act and require government agencies to obtain a warrant before seizing a criminal suspect’s online communications that are more than 180 days old. Currently, those older communications are considered abandoned and not subject to a reasonable expectation of privacy.
Sponsor: K. Conaway [R-TX11] on 2017-01-04
This bill would reauthorize the Commodity Futures Trading Commission and alter the way the commission is able to make rules, or limit its power to impose rules on cross-border swap transactions. Freezing its budget at $250 million, and the new requirements, would bring commission action to a halt.
Sponsor: Ann Wagner [R-MO2] on 2017-01-03
This bill mandates that the SEC identify every “available alternative” to a proposed regulation or action and measure the costs and benefits of each alternative prior to taking action. This requirement would create unnecessary burden on the agency and is an attempt to weaken its oversight.