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Thursday, January 07, 2016

NEWCOMER? Learn about ‘Credit Scores in the U.S.’

Establishing credit and building a good credit score is essential, but it can be challenging for consumers who are new to the process, such as students and immigrants. This publication explains what a credit score is, how it is used, how to find out where you stand and what specific steps you can take to build a credit history or improve your score.

 

Friday, December 18, 2015

DON’T HANG UP: Preserve Lifeline for ALL in-need households!

Petition drive! Don’t hang up on Lifeline subscribers! The Federal Lifeline program subsidizes phone services for low-income households, giving them access to job opportunities, health care, and social services. But new recommendations would limit Lifeline eligibility only to households who receive food stamps (SNAP) and would rely on an inconvenient and possibly costly voucher payment system to provide benefits.

CORRECTING AND PROTECTING your credit history

The credit reporting issue of Consumer Action News covers some welcome changes in reporting rules and the dispute resolution process, explains how consumers can access free credit scores and deal with delinquent debt on their reports, and throws light on the rights and challenges for job seekers and data breach victims.

 

Thursday, November 19, 2015

DEBT COLLECTORS CALLING? Advice for an appropriate response

Millions of consumers are contacted by debt collectors every year. This concise “insider’s” guide to responding to a debt collection call or letter, written with input from an association of collectors, provides tips for communicating effectively with a collector, exercising and protecting your rights and avoiding debt collection scams.

KEEP SHAREHOLDER reports accessible: Take Action Now!

The U.S. Securities and Exchange Commission (SEC) has proposed a new regulation (Rule 30e-3), which would eliminate the current default requirement for mutual funds to send shareholder reports and other important information to investors in paper form.

This change could disadvantage millions of investors – the majority of whom have already expressed a preference for paper-based investment materials.

 

Tuesday, October 27, 2015

MOBILE PAYMENTS GUIDE: What to know before you pay on the go

Take out your mobile phone at checkout and presto, you’ve paid! There’s a little more to it than that… Consumer Action’s Mobile Payments Guide details how popular mobile payment systems work and what to consider when deciding to make mobile payments.

 

Wednesday, October 07, 2015

SCAM GRAM: Read the latest issue! Avoid scams, fraud and cons

SCAM GRAM is Consumer Action’s new monthly email alerting you to the dirtiest players in the world of tech fraud, credit card scams, ID theft and general con-artistry. Don’t be fooled by liars, cheaters and deceivers—wise up with SCAM GRAM!

 

Monday, August 24, 2015

6th ANNUAL National Consumer Empowerment Conference coming in November

 

Wednesday, July 29, 2015

A CONSUMER’S GUIDE to ‘chip’ cards: Keeping your credit card more secure

his publication answers credit and debit card customers’ questions about why the transition to “smartcards” is taking place, how the checkout process will change, what consumer protections they will have and where to get more information about chip cards.

 

Thursday, July 23, 2015

TAKE ACTION CENTER: Weigh in on consumer issues that matter!

Visit Consumer Action’s Take Action Center today. Send emails to your lawmakers on issues that matter to you and all consumers. It’s free and easy.

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