Chinese Library
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Library of Chinese Publications, Sorted by Date
Headlines & Press Releases
Friday, March 10, 2023
Chinese Headlines | 消費者行動 3/14, 4/22 舉辦兩場 PG&E 能源折扣優惠活動
Monday, December 19, 2022
Chinese Headlines | (粤) 年节购物消费谨防诈骗
Monday, December 05, 2022
Chinese Headlines | 消費者行動成立51週年誌慶
Wednesday, November 23, 2022
Chinese Headlines | (粤) 消费者行动,一个为消费者排忧解难的非牟利组织
Friday, June 03, 2022
Chinese Headlines | 因應新冠疫情,消費者行動增加推廣PG&E用戶帳單優惠計劃
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Library: Chinese | Estate planning: Critical decisions for uncertain times (Chinese) 應對COVID-19(新冠肺炎).
COVID-19新冠肺炎疫情已經使人人都深切意識到,在危機來臨之前應該明智決定,先做出至關重要的臨終規劃。這本刊物概述了每個人應該即日就做出關鍵性的遺產規劃,同時內容有詳細說明哪些遺產規劃文件和工具可以確保個人遺願在來日得以實現。並且還有提供各種資源,例如其他相關資訊、怎樣得到協助,以及如何採取下一步措施等。
The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.
Category: COVID-19 Pandemic on Aug 20, 2020
Library: Chinese | Financial assistance for undocumented workers (Chinese) 應對COVID-19 (新冠肺炎).
在COVID-19(新冠肺炎)疫情期間,數百萬無證員工沒有資格獲得政府向美國公民所提供的聯邦經濟援助。這本刊物提供各項協助資源和申請提示,可供查詢各州、地方和私人之專門設置為無證移民或在確定申請資格時不需提供移民身份的財務援助計劃。
Millions of undocumented workers are ineligible for the federal economic aid available to U.S. citizens during the COVID-19 pandemic. This publication provides tips and resources for finding state, local and private financial assistance programs that are designed specifically for undocumented immigrants or don’t ask for immigration status when determining eligibility.
Category: COVID-19 Pandemic Discrimination Money Management on Jul 09, 2020
Library: Chinese | Improving your financial health with FinTech (Chinese) 個人理財應用程式初學者指南.
金融科技(FinTech)是專門使用互聯網及各種apps (應用程式, 是可供下載的行動軟件)的現代科技,專為消費者和企業而開發出功能強大的金融理財服務工具。對於那些希望改善他們的財務狀況並致力於實現目標的人,金融科技可以使相關過程更加便捷,成效高,甚至有回報。這本指南將詳盡介紹目前可供使用的金融科技(FinTech)種類以及它們如何為你提供幫助。本指南也將解釋選擇這些應用程序時應考慮的事項以及當你使用FinTech金融科技時應如何確保安全。
Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.
Category: Banking FinTech Internet Technology on Mar 16, 2020
Library: Chinese | Get Covered: Navigating private and government health insurance (Chinese) .
如果你沒有僱主贊助的健康保險或是Medicare聯邦醫療保險,你需要考慮選購其他醫保,如何選擇醫保將會是你面對的一大難題。 這本刊物專門介紹各種個人(而非“團體”)的健康保險資源(包括ACA可負擔健保銷售市場的各種資訊詳情),以及如何購買健康保險。而如果你是低收入者或不符合條件申請某些特定的健保計劃時,你還能獲得何種健保選項。
If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.
Category: Insurance Medical/Healthcare on Mar 03, 2020
Library: Chinese | Get Covered: Understanding your employer-sponsored health plan (Chinese) .
選錯保險計劃可能會因而無法獲得合適的受保範圍,也會大幅增加自費額,所以能夠瞭解如何做出最佳選擇是非常重要的。這本刊物將詳盡解説由僱主贊助的健康保險如何起到作用,如何進行選擇過程,同時瞭解如何加入健保及怎樣維持保險項目等要點。
Choosing the wrong health insurance plan can result in inadequate coverage and higher out-of-pocket costs, so it’s important to understand how to make the best choice. This publication explains how employer-sponsored health insurance works, how to approach the selection process, and what to know about enrolling and maintaining coverage.
Category: Insurance Medical/Healthcare on Feb 13, 2020
Library: Chinese | Just Say No to Scams (Chinese) .
每年許多毫無戒心的消費者被欺詐騙取高達數百萬元,儘管如此,我們仍有辦法幫你避免成為詐騙受害者。這本指南將協助消費者瞭解騙子誘騙受害者的手段,認清並迴避掉入詐騙陷阱,同時學習如何預防受騙,以及知道如何向相關部門報案。
Scammers cheat unsuspecting consumers out of millions of dollars each year, but there are ways to avoid becoming a scammer’s next victim. This guide will help consumers understand how crooks reel in their prey, recognize and evade scam attempts, and learn about scam prevention and reporting resources.
Category: Fraud/Scams ID Theft Internet Elder Fraud on Jul 22, 2019
Library: Chinese | Tax basics for earners in the ‘sharing economy’ (Chinese) .
“經濟共榮”可以讓你利用業餘時間來賺一點外快,它甚至也可能會成為你的主要收入來源。不過這兩類收入都可能對你的納稅情況造成影響。這本刊物與稅務建議無關,但可以協助你瞭解如何正確申報收入及開支、如何善加利用你應得的減稅優惠、如何避免在申報退稅時有任何意外驚訝發生,以及如何獲得更多相關資訊及協助。
The sharing economy might enable you to put a little extra cash in your pockets in your spare time, or it could be your primary source of income. Either way, earning money will have an impact on your tax situation. This publication, while not tax advice, will help you understand how to report your income and expenses accurately, why you should take advantage of all the deductions you’re entitled to, how to avoid an unpleasant surprise when you file your tax return, and where to get more information and assistance.
Category: Money Management Taxes on Jan 07, 2019
Library: Chinese | FEMA spells federal disaster relief for homeowners and renters (Chinese) .
聯邦緊急災難處理局(FEMA)在災難發生後提供各類救援計劃,協助受災者整修、重建,或更換他們的住屋及財產。這本刊物詳盡說明聯邦緊急災難處理局(FEMA)各項對於房屋業主及租客所提供的援助,也列舉了各項援助之合格指標及申請程序。刊物同時也特別指明FEMA的救援範圍始終有限,個人還是應該購買適當保險來加強保障。
The Federal Emergency Management Agency (FEMA) offers a variety of programs to help victims of disasters repair, rebuild or replace their homes and possessions. This publication describes the types of FEMA assistance available to homeowners and renters and provides details about program eligibility and the application process. It also highlights the limitations of FEMA assistance and stresses the importance of purchasing adequate personal insurance coverage.
Category: Housing Home Repair Housing Insurance Insurance on Jul 24, 2018