Library: Chinese | California’s Low Cost Automobile Insurance Program (Chinese) .

加州政府設立本保險計劃，為符合收入標準﹑行車記錄好的駕駛人提供低價的車輛責任保險。承保單由在加州註冊的保險公司開出。加州法律規定要設立一項加州低價車輛保險計劃，以滿足其財務責任法律的有關規定。

The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

Library: Chinese | A guide to finding the right job training school (Chinese) .

如果一間職業學校及其課程具備聲譽而且收費合理，就讀這間學校對於你的未來會成為很有價值的投資。這本指南是專門編輯印製，以協助任何人在考慮報讀就業培訓課程或是職業學校時，能做出明理的選擇，避免積欠過多或毫無保證的學生貸款債務；當一旦不幸成為牟利學校相關詐騙的受害者時，也知道應去何處尋求協助。

Job training can be a valuable investment in your future—if the school or program is reputable and fairly priced. This guide is designed to help anyone considering a job training program or vocational school make an informed choice, avoid excessive or unwarranted student loan debt, and know where to turn if they believe they are a victim of for-profit school fraud.

Library: Chinese | Money Management 1-2-3: THREE: Planning a Secure Future (Chinese) .

Money Management 1-2-3:你一生都應精明理財” ，這本系列手冊的詳述重點著重於初級，中級，和高級程度的基本理財技術方面。第三部份：規劃安定的未來，為失業預做準備，積存退休金，以及保障已儲存的積蓄。主題內容包括：提升個人投資及房產淨值，擁有足夠的保險，善加處理醫療開支，基本的遺產規劃，以及祖父母輩如需養育下一代的準備工作。

The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part three, Planning a Secure Future, focuses on leaving the workforce, funding your retirement and protecting what you’ve accumulated. Topics include tapping your investments and home equity, staying adequately insured, managing medical expenses, the basics of estate planning and, for some grandparents, raising a second family.

Library: Chinese | Watch out! Online video and your privacy (Chinese) .

如今的消費者可隨意選擇要怎樣看視頻或在何時何處看視頻，但同時他們也要面對個人隱私方面的新風險。本手冊提醒消費者留意由視頻下載和視頻分享所帶來的隱私問題，和可以採取什麼措施來保護自己。

While consumers now have many more options for how, where and when they watch video, they also face new risks to their personal privacy. This publication makes viewers aware of the privacy issues raised by video streaming and video sharing technology as well as what they can do to protect themselves.

Library: Chinese | The Fair Debt Collection Practices Act (Chinese) .

這本簡明的公平追討債務法案(FDCPA)小冊子讓消費者明白追債公司必須依照法律規定來追討債務，法律允許他們採取哪些行動，以及法律不允許他們採取哪些行動。該手冊還提供了關於如何阻止追債公司不斷聯繫你的資訊，如果追債公司違反公平追討債務法案(FDCPA)時你可以怎麼做，以及你可以從哪裡得到更多的資訊和個人援助。

This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.

Library: Chinese | What’s not to ‘Like’? (Chinese) Protecting your privacy on social media .

在網上分享是一種非常流行的消遣方式。本文解釋了在社交媒體中過度分享個人資料的潛在風險，並提供了在參與社交網絡時可選用的一些技巧和工具，以便讓你安全上網的同時，能夠保護你的隱私。

Online sharing is a hugely popular pastime. This publication presents the potential risks of oversharing on social media and provides specific tips and tools for participating in social networks while also protecting your privacy and staying safe online.

Library: Chinese | Money Management 1-2-3: TWO: Achieving Financial Goals (Chinese) .

“Money Management 1-2-3:你一生都應精明理財” ，這本系列手冊的詳述重點著重於初級，中級，和高級程度的基本理財技術方面。第二部份：完成財務規劃目標，列明如何更新個人預算表，積存老本，以及保護個人資產。主題內容包括：如何處理預算及債務，申報所得稅需知，關於儲蓄和投資，以及成為屋主及購買相關保險等等。

The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance.

Library: Chinese | Money Management 1-2-3: ONE: Getting a Strong Start (Chinese) .

“Money Management 1-2-3: 你一生都應精明理財” ，這本系列手冊的詳述重點著重於初級，中級，和高級程度的基本理財技術方面。第一部份：慎重開始，詳列如何打理個人收入，明智使用信貸，與個人財富長久共存。主題內容包括：瞭解個人薪資單內容，編列預算，開立銀行帳戶，建立良好信貸紀錄，以及妥善處理個人學生貸款。

The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part one, Getting a Strong Start, addresses how to manage your income, use credit wisely and live within your means. Topics include understanding your pay stub, filing your tax returns, creating a budget, setting up bank accounts, establishing and building good credit and managing student loans.

Library: Chinese | Debtors’ Rights (Chinese) Protecting yourself from debt collection lawsuits.

本指南旨在幫助消費者了解：如何與討債人溝通；當面對追債訴訟時，消費者有什麼權益；在哪裡可以找到法律資料和諮詢意見；應對訴訟的一般過程；如果消費者輸掉官司，他們會有什麼權益；以及如何向收債人提出投訴。

This 16-page guide helps consumers who owe money understand how to avoid a debt collection lawsuit, what the legal process is if they can’t avoid being sued, their rights if they lose the suit and how to file a complaint against a debt collector.

Library: Chinese | A consumer’s guide to choosing a prepaid card (Chinese) .

一張收費便宜，擁有理想的功能以及提供強而有力的消費者保護措施的預付卡，對於消費者來說是一個很好的選擇。這本指南將幫助你學習如何比較各種預付卡，並且選擇一張最符合你需求的預付卡。

A prepaid card that charges low fees, comes with desirable features and offers strong consumer protections can be a good choice for many consumers. This publication will help you learn how to compare your options and choose the best prepaid card for your needs.